Stearns County property record for 685 44th Ave N, Saint Cloud, MN 56303
| Property Type | Commercial |
|---|---|
| Details | 600 sqft · built 1992 |
| Lot Size | 4.59 acres (200,332 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,050,000 (Feb 2023) |
| Tax Bill | $8,606 (2026) |
| Deeds & Mortgages | Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51256-0520 |
| Primary APN | 82-51256-0520 |
|---|
| Building Area | 600 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Metal |
| Lot Area | 200,332 sqft (4.59 acres) |
| Cooling System | None |
|---|
| Street Address | 685 44TH AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | I3 |
| Legal Description | LOT 002 BLK 001 SUNDANCE COMMERCIAL DISTRICT FOUR |
| Legal Subdivision | SUNDANCE COMMERCIAL DISTRICT FOUR |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 701 |
685 44th Ave N, a commercial property, is owned by a company that bought it in February 2023.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4610 RUSAN ST, SAINT CLOUD, MN 56303-2063 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2023 · Amount on File |
| Deed Sale | Feb 17, 2023 · Amount on File |
| Deed Document Number | 20231513483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Feb 24, 2023 |
| Property Address | 685 44TH AVE N, SAINT CLOUD, MN 56303 |
| Document Number | 00A1649168 |
| Instrument Date | Feb 17, 2023 |
| Instrument | A1649168 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4610 RUSAN ST, SAINT CLOUD, MN 56303-2063 |
The 2026 property tax bill for 685 44th Ave N was $8,606.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,606.00 | $306,000 (-) Land $300,000 Building $6,000 | $306,000 (-) Land $300,000 Building $6,000 |
| 2025 | $306,000 Land $300,000 Building $6,000 | $306,000 Land $300,000 Building $6,000 | |
| 2024 | $7,818.00 (-21.25%) | ||
| 2023 | $9,928.00 | $306,000 Land $300,000 Building $6,000 | $306,000 Land $300,000 Building $6,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 685 44th Ave N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 685 44th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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