Alameda County property record for 685 43rd St, Oakland, CA 94609
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,071 sqft · built 1922 |
| Lot Size | 0.114 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $876,000 (Aug 2021) |
| Tax Bill | $13,708 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1091-54 |
| Primary APN | 13-1091-54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,071 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,001 sqft (0.114 acres) |
| Street Address | 685 43RD ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94609-1839 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 401000 |
685 43rd St, a condominium, is owned and occupied by an individual who bought it in August 2021.
Source: Alameda County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 683 43RD ST # 685, 685, OAKLAND, CA 94609-1839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 16, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on File |
| Deed Sale | Aug 16, 2021 · Amount on File |
| Prior Sale | May 9, 2017 · Amount on File |
| Deed Document Number | 2021278413 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 685 43RD ST, OAKLAND, CA 94609-1839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 685 43RD ST, OAKLAND, CA 94609-1839 |
| Document Number | 0000213414 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020213414 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Aug 16, 2021 |
| Property Address | 685 43RD ST, OAKLAND, CA 94609-1839 |
| Document Number | 0000278413 |
| Map Reference | MB 334 PG 96&97 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021278413 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,103.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 683 43RD ST # 685, 685, OAKLAND, CA 94609-1839 |
| Document Number | 0000278414 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021278414 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 685 43rd St was $13,708 with a homeowner's exemption.
Source: Alameda County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,708.00 Homeowner's exemption | $929,610 Land $278,883 Building $650,727 |
| 2023 | $13,916.00 Homeowner's exemption | $893,520 Land $268,056 Building $625,464 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 685 43rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 685 43rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.
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