685 3rd St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 685 3rd St, Albany, NY 12206

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,932 sqft · built 1890
Lot Size	0.118 acres (5,125 sqft)
Owner	Company Name on Record
Last Sale	$151,500 (May 2024)
Tax Bill	$4,163 (2026)
Deeds & Mortgages	Dec 2025 Mortgage May 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010100 65.21-1-65`

Property Details

APN / Parcel Number

Primary APN	`010100 65.21-1-65`
Alternative APNs	`010006502100010650000000` `06502100010650000000`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,932 sqft Total Area
1st Floor Area	1,466 sqft
2nd Floor Area	1,466 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,125 sqft (0.118 acres)
Lot Dimensions	125 ft deep x 41.3 ft wide
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06502100010650000000
Street Address	685 3RD ST
City	ALBANY
State	NY
Zip	12206-2005
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2B
Legal Block	1
Legal Lot Number	65.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2004
Census Tract	301

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5580 PINETREE RD, POMPANO BEACH, FL 33067-4111
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
May 29, 2024	Warranty Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC
Dec 19, 2018	Grant Deed, Transfer PROSPECT PLACE CAP LLC
Dec 19, 2018	Grant Deed, Transfer RIVERSIDE ABSTRACT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	20248555
Prior Transfer Date	May 1, 2009
Prior Transfer Doc	0029580161
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	685 3RD ST, ALBANY, NY 12206-2005
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5580 PINETREE RD, PARKLAND, FL 33067-4111

Mortgage

Document Number	0000002911
Date	Dec 15, 2025
Instrument	R2025-22911

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	May 29, 2024
Property Address	685 3RD ST, ALBANY, NY 12206-2005
Document Number	0000000555
Instrument Date	May 19, 2024
Instrument	R2024-8555
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$606.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 QUENTIN RD # 202, 202, BROOKLYN, NY 11234-4246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5580 PINETREE RD, PARKLAND, FL 33067-4111
Investor	Possibly a Property Investor

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 19, 2018
Property Address	685 3RD ST, ALBANY, NY 12206-2005
Document Number	0020188071
Book / Page	002018 / 028071
Instrument Date	Dec 10, 2018
Instrument	28119
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	RIVERSIDE ABSTRACT INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1620 AVENUE M #620 BROOKLYN NY 112306007, 620, BROOKLYN, NY 11230-6007
Investor	Possibly a Property Investor

Mortgage

Document Number	28119
Date	Dec 19, 2018
Instrument	28119

Lender

Name	PROSPECT PLACE CAP LLC
Address	113 AVENUE I, BROOKLYN, NY 11230-2601

Agreement

Amount	Amount Recorded

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 19, 2018
Property Address	685 3RD ST, ALBANY, NY 12206-2005
Document Number	0000028071
Instrument Date	Dec 10, 2018
Instrument	28071
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	RIVERSIDE ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$316.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	820 AVENUE M #620 BROOKLYN NY 11230, 620, BROOKLYN, NY 11230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,163.00 (+31.66%)
2025		$145,000 (+123.08%) Land $29,000 Building $116,000	$151,042 (+64.59%) Land $30,208 Building $120,834
2023		$65,000 (-) Land $6,100 Building $58,900	$91,769 (+12.55%) Land $8,612 Building $83,157
2022		$65,000 Land $6,100 Building $58,900	$81,535 Land $7,652 Building $73,883
2021	$3,162.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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