Mille Lacs County property record for 685 2nd Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 884 sqft · built 1945 |
| Lot Size | 0.25 acres (10,912 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,900 (Jan 2018) |
| Tax Bill | $1,426 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-800-0020 |
| Primary APN | 21-800-0020 |
|---|
| Building Area | 884 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 10,912 sqft (0.25 acres) |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 685 2ND AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & S 1/2 OF LOT 5 BLK 1 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 36 |
| Legal Subdivision | SWANSONS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 685 2ND AVE SE, MILACA, MN 56353-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SHERBURNE STATE BANK |
| Jan 3, 2018 | Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on Record |
| Deed Sale | Jan 3, 2018 · Amount on Record |
| Prior Sale | Feb 1, 2006 · Amount on Record |
| Deed Document Number | 2018404307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 685 2ND AVE SE, MILACA, MN 56353-1220 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | A413036 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | A413036 |
| Name | SHERBURNE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 20, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jan 3, 2018 |
| Property Address | 685 2ND AVE SE, MILACA, MN 56353-1220 |
| Document Number | A404307 |
| Instrument Date | Dec 28, 2017 |
| Instrument | A404307 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.67 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 685 2ND AVE SE, MILACA, MN 56353-1220 |
| Document Number | A404308 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | A404308 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,426.00 (+10.54%) | $137,200 (+2.39%) Land $36,000 Building $101,200 | $137,200 (+2.39%) Land $36,000 Building $101,200 |
| 2025 | $134,000 (+16.62%) Land $32,000 Building $102,000 | $134,000 (+16.62%) Land $32,000 Building $102,000 | |
| 2023 | $1,290.00 | $114,900 Land $28,000 Building $86,900 | $114,900 Land $28,000 Building $86,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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