685 12th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 685 12th Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,444 sqft · built 1982
Lot Size	1.58 acres (69,260 sqft)
Owner	Individual Name on File
Last Sale	$427,400 (May 2023)
Tax Bill	$3,195 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone AH (high risk)
APN	`331300 108 33C34`

Property Details

APN / Parcel Number

Primary APN	`331300 108 33C34`
Alternative APNs	`3749784000807200010833` `37497840008`

Interior

Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	69,260 sqft
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	144 sqft

Location & Zoning

Street Address	685 12TH AVE NE
City	NAPLES
State	FL
Zip	34120-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 18 E 105FT OF TR 108
Legal Range	27
Legal Township	48
Legal Section	34
Legal Subdivision	GOLDEN GATE EST UNIT 18
Legal Tract	108
Legal Block	1
Legal Lot Number	3
Legal Unit	18
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1004
Census Tract	11214

Owner

685 12th Ave NE is owned and occupied by an individual who bought it in May 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	685 12TH AVE NE, NAPLES, FL 34120-2304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 29, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 20, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Feb 27, 2002 · Amount on File
Deed Document Number	20236408219
Deed Book / Page	6251 / 1229
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0055350676
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 26, 2023
Property Address	685 12TH AVE NE, NAPLES, FL 34120-2304
Document Number	0062511229
Book / Page	6251 / 1229
Map Reference	MB 7 PG 7
Instrument Date	May 19, 2023
Instrument	6408219
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,991.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 ANGEL ST, CLEVELAND, VA 24225-6261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 12TH AVE NE, NAPLES, FL 34120-2304

Mortgage

Document Number	0062511231
Date	May 26, 2023
Instrument	6251/1231

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	685 12TH AVE NE, NAPLES, FL 34120-2304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058601294
Date	Dec 15, 2020
Book Page	5860/1294
Instrument	5969606

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	685 12TH AVE NE, NAPLES, FL 34120-2304
Document Number	0056691284
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 12TH AVE NE NAPLES FL 341202304, NAPLES, FL 34120-2304

Mortgage

Document Number	0056691284
Date	Sep 4, 2019
Book Page	005669/001284
Instrument	5760586

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	685 12TH AVE NE, NAPLES, FL 34120-2304
Document Number	0055350676
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 12TH AVE NE NAPLES FL 341202304, NAPLES, FL 34120-2304

Mortgage

Document Number	0055350676
Date	Jul 20, 2018
Book Page	005535/000676
Instrument	5589204

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 20, 2018
Property Address	685 12TH AVE NE, NAPLES, FL 34120-2304
Document Number	0055350674
Book / Page	005535 / 000674
Instrument Date	Jun 7, 2018
Instrument	5589203
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 12TH AVE NE NAPLES FL 341202304, NAPLES, FL 34120-2304

Tax Assessment & Valuation

The 2025 property tax bill for 685 12th Ave NE was $3,195.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,025 (+2.8%) Land $111,300 Building $134,725	$246,025 (+2.8%) Land $111,300 Building $134,725
2025	$3,195.00	$239,328 Land $101,760 Building $137,568	$239,328 Land $101,760 Building $137,568
2023	$1,060.00 (+1.83%) Homeowner's exemption	$106,019 (+3%)	$254,681 (+11.47%) Land $98,580 Building $156,101
2022	$1,041.00 Homeowner's exemption	$102,931	$228,472 Land $78,467 Building $150,005

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 685 12th Ave NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 160 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	160 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 12th Ave NE is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Streamline Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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