6849 Big Laurel Rd, Creston, NC 28615 Property Records

Ashe County property record for 6849 Big Laurel Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	1,253 sqft · built 2007
Lot Size	4.75 acres (206,997 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Feb 2006)
Tax Bill	$1,721 (2026)
Deeds & Mortgages	Jan 2020 Refinance Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10048-122`

Property Details

APN / Parcel Number

Primary APN	`10048-122`
Alternative APNs	`102010177286` `2595`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,253 sqft Heated Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic
Lot Area	206,997 sqft (4.75 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	2595
Old Parcel Number	10048122
Street Address	6849 BIG LAUREL RD
City	CRESTON
State	NC
Zip	28615-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.752 A 05 4.752 A FROM 10048-013 (DB331 0261)
Jurisdiction	ASHE NC
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1047
Census Tract	970300

Owner

6849 Big Laurel Rd is owned and occupied by two individuals who bought it in February 2006.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6849 BIG LAUREL RD, CRESTON, NC 28615-9025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JUSTICE FEDERAL CREDIT UNION
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2006 · Amount on File
Deed Sale	Feb 17, 2006 · Amount on File
Prior Sale	Jun 30, 2005 · Amount on File
Deed Document Number	20061292
Deed Book / Page	342 / 1841
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	6849 BIG LAUREL RD, CRESTON, NC 28615-9025
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000509/175
Date	Jan 31, 2020
Book Page	509/175
Instrument	469

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	6849 BIG LAUREL RD, CRESTON, NC 28615-9025
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000509/187
Date	Jan 31, 2020
Book Page	509/187
Instrument	470

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	6849 BIG LAUREL RD, CRESTON, NC 28615-9025
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00531/1398
Date	Aug 26, 2021
Book Page	531/1398
Instrument	5069

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 6849 Big Laurel Rd was $1,721.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,721.00	$315,000 (-) Land $33,800 Building $281,200	$315,000 (-) Land $33,800 Building $281,200
2025	$1,721.00	$315,000 Land $33,800 Building $281,200	$315,000 Land $33,800 Building $281,200
2023	$1,659.00 (+32.51%)	$315,000 (+70.18%) Land $33,800 Building $281,200	$315,000 (+70.18%) Land $33,800 Building $281,200
2022	$1,252.00	$185,100 Land $30,000 Building $155,100	$185,100 Land $30,000 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6849 Big Laurel Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6849 Big Laurel Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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