Stearns County property record for 6848 22nd Street Loop N, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,708 sqft · built 2008 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Mar 2020) |
| Tax Bill | $4,202 (2026) |
| Deeds & Mortgages | Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52401-0634 |
| Primary APN | 82-52401-0634 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 70 ft Width |
| Garage Area | 852 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 6848 22ND STREET LOOP N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD72 |
| Legal Description | LOT 040 BLK 006 WEST PRAIRIE POINT SECTION 31 TOWNSHIP 125 RANGE 028 SECTION 31 TOWNSHIP 125 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 125 |
| Legal Section | 31 |
| Legal Subdivision | WEST PRAIRIE POINT |
| Legal Block | 6 |
| Legal Lot Number | 40 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1002 |
6848 22nd Street Loop N is owned and occupied by an individual who acquired it in March 2025.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6848 22ND STREET LOOP N, SAINT CLOUD, MN 56303-4792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on File |
| Deed Sale | Mar 31, 2020 · Amount on File |
| Deed Document Number | 20201565699 |
| Last Transfer Date | Mar 6, 2025 |
| Transfer Doc | 00A1688147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 31, 2020 |
| Property Address | 6848 22ND STREET LOOP N, SAINT CLOUD, MN 56303-4792 |
| Document Number | 00A1565699 |
| Instrument Date | Mar 26, 2020 |
| Instrument | A1565699 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6848 22ND ST N, SAINT CLOUD, MN 56303-4799 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 6848 22nd Street Loop N was $4,202.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,202.00 | $317,000 (+5.39%) Land $70,000 Building $247,000 | $317,000 (+5.39%) Land $70,000 Building $247,000 |
| 2025 | $300,800 Land $70,000 Building $230,800 | $300,800 Land $70,000 Building $230,800 | |
| 2023 | $3,750.00 | $289,800 Land $50,000 Building $239,800 | $289,800 Land $50,000 Building $239,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6848 22nd Street Loop N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6848 22nd Street Loop N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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