Berrien County property record for 6846 Cherry, Coloma, MI 49038 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 864 sqft Living Area |
| Lot Size | 7,797 sqft (0.179 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $78,000 (2022) |
| Tax Bill | $3,407.00 (2025) |
| Primary APN | 08-4840-0061-00-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 864 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Unfinished Basement | 864 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 7,797 sqft (0.179 acres) |
| Depth X Width | 62.5 ft x 124 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Area | 1,768 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 6846 CHERRY |
|---|---|
| City | COLOMA |
| State | MI |
| Zip | 49038-9619 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 61 & 62, MAPLE HEIGHTS. |
| Legal Subdivision | MAPLE HEIGHT |
| Legal Lot Number | 61-62 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | COLOMA |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 10202 |
Source: Berrien County records · APN 08-4840-0061-00-3
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6846 CHERRY, COLOMA, MI 49038-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 28, 2016 | Deed of Trust, Mortgage HONOR CU |
| Dec 16, 2005 | Deed of Trust, Mortgage · Line of Credit MBNA AMERICA DELAWARE NA |
| Jul 23, 2013 | Deed of Trust, Mortgage · Line of Credit MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT |
| Jan 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Jul 12, 2017 | Warranty Deed, Transfer |
| Aug 31, 2007 | Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM) FIRST FRANKLIN FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | Nov 01, 2016 · Amount on Record |
| Deed Doc Number | 2022341881 |
| Deed Book / Page | 3362 / 507 |
| Prior Transfer Date | Nov 08, 2012 |
| Prior Transfer Doc | 03015/1300 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6846 CHERRY, COLOMA, MI 49038-9619 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03155/3070 |
|---|---|
| Date | Nov 28, 2016 |
| Book Page | 3155/3070 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6846 CHERRY, COLOMA, MI 49038-9619 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02673/1323 |
|---|---|
| Date | Dec 16, 2005 |
| Book Page | 2673/1323 |
| Name | MBNA AMERICA DELAWARE NA |
|---|---|
| Type | Subprime Lender |
| Address | 1100 N KING ST, WILMINGTON, DE 19884 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Oct 13, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6846 CHERRY, COLOMA, MI 49038-9619 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03044/1949 |
|---|---|
| Date | Jul 23, 2013 |
| Book Page | 3044/1949 |
| Name | MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 28, 2022 |
| Property Address | 6846 CHERRY, COLOMA, MI 49038-9619 |
| Document Number | 003362/507 |
| Book / Page | 3362 / 507 |
| Map Reference | LB 7 PG 45 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022341881 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6846 CHERRY, COLOMA, MI 49038-9619 |
| Document Number | 0003362508 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 3362/508 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 12, 2017 |
| Property Address | 6846 CHERRY, COLOMA, MI 49038-9619 |
| Document Number | 03177/1584 |
| Book / Page | 3177 / 1584 |
| Map Reference | LB3 PG16 |
| Instrument Date | Jul 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4995 RED ARROW HWY, COLOMA, MI 49038-8952 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 31, 2007 |
| Property Address | 6846 CHERRY, COLOMA, MI 49038-9619 |
| Document Number | 02808/1109 |
| Book / Page | 2808 / 1109 |
| Map Reference | MB7 PG45 |
| Instrument Date | Jun 25, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6846 CHERRY, COLOMA, MI 49038-9619 |
| Name | Verified Name |
|---|---|
| Address | 6846 CHERRY, COLOMA, MI 49038-9619 |
| Document Number | 0028081112 |
|---|---|
| Date | Aug 31, 2007 |
| Instrument | 2808/1112 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2037 |
| Prepayment Penalty | 24 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.3% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.3% |
| Max Rate At Change | 12.3% |
| Index | 6-Month LIBOR |
| Max Rate | 15.3% |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Coloma Charter Township |
| Unified School District | Coloma Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,200 (+4.12%) | $242,400 (+4.12%) | |
| 2025 | $3,407.00 (+12.44%) Homeowner's exemption | $116,400 (+32.57%) | $232,800 (+32.57%) |
| 2024 | $3,030.00 (+76.47%) | ||
| 2023 | $87,800 | $175,600 | |
| 2022 | $1,717.00 |
6846 Cherry is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Berrien County (26021C), updated September 10, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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