6846 Acacia Ct, Frederick, MD 21703 Property Records

Frederick County property record for 6846 Acacia Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,300 sqft · built 1988
Lot Size0.038 acres (1,633 sqft)
Owner2 Individual Names on Record
Last Sale$231,000 (May 2021)
Tax Bill$3,085 (2025)
Deeds & MortgagesMay 2021 Sale
May 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-557892

Property Details

APN / Parcel Number

Primary APN28-557892
Alternative APN
  • 557892

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,300 sqft Living Area
1st Floor Area660 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,633 sqft (0.038 acres)
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number557892
Street Address6846 ACACIA CT
CityFREDERICK
StateMD
Zip21703-7223
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 21 SECT. 22 1633 SQ. FT. MOUNTAIN VILLAGE
Legal SubdivisionMOUNTAIN VILLAGE
Legal Lot Number21
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2010
Census Tract751003

Owner

Source: Frederick County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address600 ROCKFORD RD, SILVER SPRING, MD 20902-1538
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Deed, Transfer
PROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC
May 26, 2020Quit Claim Deed, Transfer
MICHAELS TITLE AND ESCROW LLC, MICHAELS TITLE & ESCROW LLC
Apr 5, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 5, 2017Loan Modification, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2021 · Amount on Record
Deed SaleMay 3, 2021 · Amount on Record
Prior SaleAug 4, 2015 · Amount on Record
Deed Book / Page14833 / 361
Prior Transfer DateMay 8, 2020
Prior Transfer Doc0137550309
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 3, 2021
Property Address6846 ACACIA CT, FREDERICK, MD 21703-7223
Document Number0148330361
Book / Page14833 / 361
Map ReferenceMB 37 PG 15
Instrument DateApr 13, 2021
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyPROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address600 ROCKFORD RD, SILVER SPRING, MD 20902-1538

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateMay 26, 2020
Property Address6846 ACACIA CT, FREDERICK, MD 21703-7223
Document Number0137550309
Book / Page013755 / 000309
Instrument DateMay 8, 2020
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyMICHAELS TITLE AND ESCROW LLC, MICHAELS TITLE & ESCROW LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6846 ACACIA CT FREDERICK MD 217037223, FREDERICK, MD 21703-7223

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6846 ACACIA CT, FREDERICK, MD 21703-7223
Document Number0118210062
Book / Page011821 / 000062
Instrument DateApr 5, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6846 ACACIA CT FREDERICK MD 217037223, FREDERICK, MD 21703-7223

Mortgage

Document Number0118210062
DateMay 16, 2017
Book Page011821/000062
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2047

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address6846 ACACIA CT, FREDERICK, MD 21703-7223
Document Number0118310482
Book / Page011831 / 000482
Instrument DateApr 5, 2017
Transaction TypeMortgage
Record UpdatedDec 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address6846 ACACIA CT FREDERICK MD 217037223, FREDERICK, MD 21703-7223

Mortgage

Document Number0118310482
DateMay 23, 2017
Book Page011831/000482
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,167 (+6.47%)$292,900 (+19.4%) Land $100,000 Building $192,900
2025$3,085.00 (+8.51%)$245,300 (+16.94%) Land $80,000 Building $165,300$245,300 (-) Land $80,000 Building $165,300
2024$2,843.00 (+11.67%)
2023$2,546.00$209,767$245,300 Land $80,000 Building $165,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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