6845 Mill Run Cir, Naples, FL 34109 Property Records

Collier County property record for 6845 Mill Run Cir, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	3,502 sqft · built 1997
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Jan 2014)
Tax Bill	$8,434 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`256600 264A02`

Property Details

APN / Parcel Number

Primary APN	`256600 264A02`
Alternative APN	`29505003758`

Interior

Stories	2 Stories
Building Area	3,502 sqft Living Area
1st Floor Area	3,502 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)

Exterior Amenities

Pool Area	286 sqft
Porch	Aluminum Porch
Porch Area	135 sqft
Deck Area	658 sqft

Location & Zoning

Street Address	6845 MILL RUN CIR
City	NAPLES
State	FL
Zip	34109-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CROSSINGS THE, MILL RUN LOT 26
Legal Range	25
Legal Township	49
Legal Section	2
Legal Subdivision	CROSSINGS THE, MILL RUN
Legal Tract	256600
Legal Block	3
Legal Lot Number	26
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10216

Owner

6845 Mill Run Cir is owned and occupied by two individuals who bought it in January 2014.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6845 MILL RUN CIR, NAPLES, FL 34109-7214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage · ARM FLORIDA COMMUNITY BANK NA
Jul 18, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2014 · Amount on File
Deed Sale	Jan 24, 2014 · Amount on File
Deed Document Number	20144937779
Deed Book / Page	5003 / 246
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6845 MILL RUN CIR, NAPLES, FL 34109-7214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OMEGA TITLE NAPLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054622455
Date	Dec 28, 2017
Book Page	5462/2455
Instrument	5489261

Lender

Name	FLORIDA COMMUNITY BANK NA
Type	Bank
Address	NAPLES, FL 34103

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6845 MILL RUN CIR, NAPLES, FL 34109-7214
Document Number	0057930822
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6845 MILL RUN CIR NAPLES FL 341097214, NAPLES, FL 34109-7214

Mortgage

Document Number	0057930822
Date	Jul 28, 2020
Book Page	005793/000822
Instrument	5899178

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 27, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6845 Mill Run Cir was $8,434 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$923,262 (+2.7%)	$1,990,105 (+18.93%) Land $740,848 Building $1,249,257
2025	$8,434.00 Homeowner's exemption	$898,989	$1,673,313 Land $898,940 Building $774,373
2023	$8,188.00 (-2.93%) Homeowner's exemption	$848,207 (+3%)	$1,873,788 (+20.68%) Land $800,802 Building $1,072,986
2022	$8,435.00 Homeowner's exemption	$823,502	$1,552,714 Land $412,178 Building $1,140,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6845 Mill Run Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	401 units insured incl. 212 condo units
Nearby Flood Claims	11 (2010–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6845 Mill Run Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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