6845 Ludlow Rd, Cable, OH 43009 Property Records

Champaign County property record for 6845 Ludlow Rd, Cable, OH 43009

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 3 ba · 2,138 sqft · built 2000
Lot Size	3.77 acres (164,308 sqft)
Owner	Individual Name on Record
Tax Bill	$4,848 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032292-4`

Property Details

APN / Parcel Number

Primary APN	`032292-4`
Alternative APN	`I30-09-00-41-00-014-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	2,138 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	164,308 sqft (3.77 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	264 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	032292-4
Street Address	6845 LUDLOW RD
City	CABLE
State	OH
Zip	43009-9735
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	RTS 00-00-00 __ 8964 DUNN
Legal Subdivision	VIRGINIA MILITARY SURVEY 8964
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3015
Census Tract	11501

Owner

Source: Champaign County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6845 LUDLOW RD, CABLE, OH 43009-9735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS FEDERAL SAVINGS AND LOAN ASSOCI
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FSLA
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 11, 2014
Transfer Doc	00528/1035
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	6845 LUDLOW RD, CABLE, OH 43009-9735
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00602/1745
Date	Sep 19, 2025
Book Page	602/1745
Instrument	202500003689

Lender

Name	CITIZENS FEDERAL SAVINGS AND LOAN ASSOCI
Address	100 N MAIN ST, BELLEFONTAINE, OH 43311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 6, 2040

Interest

Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	6845 LUDLOW RD, CABLE, OH 43009-9735
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00570/5790
Date	Apr 28, 2020
Book Page	570/5790
Instrument	202000001775

Lender

Name	CITIZENS FSLA
Type	Bank
Address	BELLEFONTAINE, OH 43311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	6845 LUDLOW RD, CABLE, OH 43009-9735
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6845 LUDLOW RD, CABLE, OH 43009-9735

Mortgage

Document Number	00583/3361
Date	Feb 1, 2022
Book Page	583/3361
Instrument	202200000633

Lender

Name	CITIZENS FSLA
Type	Bank
Address	BELLEFONTAINE, OH 43311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Salem Township
Unified School District	West Liberty-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,848.00	$140,710 (+34.65%) Land $29,370 Building $111,340	$402,010 (+34.64%) Land $83,910 Building $318,100
2024	$4,848.00 (+22.83%) Homeowner's exemption	$104,500 (-) Land $16,240 Building $88,260
2023	$3,947.00 (-0.4%) Homeowner's exemption	$104,500 (-) Land $16,240 Building $88,260	$298,580 (-) Land $46,400 Building $252,180
2022	$3,963.00 Homeowner's exemption	$104,500 Land $16,240 Building $88,260	$298,580 Land $46,400 Building $252,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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