6845 Guys Chewalla Rd, Ramer, TN 38367 Property Records

McNairy County property record for 6845 Guys Chewalla Rd, Ramer, TN 38367

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 1961
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Oct 2026)
Tax Bill	$396 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055161 05000`

Property Details

APN / Parcel Number

Primary APN	`055161 05000`
Alternative APN	`161 05000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	256 sqft
Finished Basement	256 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6845 GUYS CHEWALLA RD
City	RAMER
State	TN
Zip	38367-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 6
Jurisdiction	MCNAIRY TN
Township / Civil Division	5
Census Block Group	1
Census Block	1043
Census Tract	930600

Owner

6845 Guys Chewalla Rd is owned and occupied by two individuals who bought it in October 2026.

Source: McNairy County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6845 GUYS CHEWALLA RD, RAMER, TN 38367-6113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Aug 23, 2022	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Jan 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2026 · Amount on File
Deed Sale	Oct 13, 2026 · Amount on File
Prior Sale	May 30, 2025 · Amount on File
Deed Document Number	2026147339
Deed Book / Page	41 / 298
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Oct 13, 2026
Property Address	6845 GUYS CHEWALLA RD, RAMER, TN 38367-6113
Document Number	0000147339
Book / Page	41 / 298
Instrument Date	Oct 6, 2026
Instrument	2026147339
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102,730.13
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6845 GUYS CHEWALLA RD, RAMER, TN 38367-6113

Mortgage

Document Number	0000147340,
Date	Oct 13, 2026
Instrument	2026147340

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Aug 23, 2022
Property Address	6845 GUYS CHEWALLA RD, RAMER, TN 38367-6113
Document Number	0000151088
Book / Page	15 / 1088
Instrument Date	Aug 23, 2022
Instrument	127962
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6845 GUYS CHEWALLA RD, RAMER, TN 38367-6113

Mortgage

Document Number	0000127963
Date	Aug 23, 2022
Instrument	127963

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Jan 5, 2018
Property Address	6845 GUYS CHEWALLA RD, RAMER, TN 38367-6113
Document Number	24557
Book / Page	000245 / 000057
Instrument Date	Jan 5, 2018
Instrument	105990
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$55.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7118 GUYS CHEWALLA RD RAMER TN 383676114, RAMER, TN 38367-6114

Tax Assessment & Valuation

The 2025 property tax bill for 6845 Guys Chewalla Rd was $396.

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$396.00	$25,125 Land $1,000 Building $24,125
2023		$25,125 Land $1,000 Building $24,125
2022	$396.00		$100,500 Land $4,000 Building $96,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6845 Guys Chewalla Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6845 Guys Chewalla Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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