6845 Gowanda State Rd, Hamburg, NY 14075 Property Records

Erie County and Hamburg Town property record for 6845 Gowanda State Rd, Hamburg, NY 14075

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,480 sqft · built 1957
Lot Size	0.582 acres (25,300 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Nov 2008)
Tax Bill	$5,080 (2026)
Deeds & Mortgages	Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`144889 209.07-1-6`

Property Details

APN / Parcel Number

Primary APN	`144889 209.07-1-6`
Alternative APNs	`48892090700001006000` `14075`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	25,300 sqft (0.582 acres)
Lot Dimensions	506 ft deep x 49.5 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14075
Street Address	6845 GOWANDA STATE RD
City	HAMBURG
State	NY
Zip	14075-6313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	ERIE NY
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2016
Census Tract	13202

Owner

Source: Erie County and Hamburg Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6845 GOWANDA STATE RD, HAMBURG, NY 14075-6313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2008 · Amount on Record
Deed Sale	Nov 12, 2008 · Amount on Record
Prior Sale	May 16, 2005 · Amount on Record
Deed Document Number	2008228907
Deed Book / Page	11152 / 2595
Record Updated	Oct 29, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	6845 GOWANDA STATE RD, HAMBURG, NY 14075-6313
Document Number	0138713180
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6845 GOWANDA STATE RD HAMBURG NY 140756313, HAMBURG, NY 14075-6313

Mortgage

Document Number	0138713180
Date	Sep 22, 2018
Book Page	013871/003180

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Hamburg Town
Unified School District	Hamburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,080.00 (+182.38%)
2025	$1,799.00 (-62.06%)	$70,100 (-) Land $5,000 Building $65,100	$241,700 (+5.18%) Land $17,240 Building $224,460
2024	$4,742.00	$70,100 (-) Land $5,000 Building $65,100	$229,800 (+4.9%) Land $16,391 Building $213,409
2023		$70,100 Land $5,000 Building $65,100	$219,063 Land $15,625 Building $203,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880