68446 Terrace Rd, Cathedral City, CA 92234 Property Records

Riverside County property record for 68446 Terrace Rd, Cathedral City, CA 92234

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,900 sqft · built 1955
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Nov 2020)
Tax Bill	$12,081 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`687-126-002`

Property Details

APN / Parcel Number

Primary APN	`687-126-002`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	2,900 sqft Living Area
Gross Area	3,899 sqft
1st Floor Area	2,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Gravel
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	889 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	68446 TERRACE RD
City	CATHEDRAL CITY
State	CA
Zip	92234-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BLK H MB 022/068 SUNAIR TR 2
Legal Subdivision	SUNAIR TR 2
Legal Tract	2
Legal Block	H
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	3
Census Block	3041
Census Tract	45000

Owner

68446 Terrace Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68446 TERRACE RD, CATHEDRAL CITY, CA 92234-2137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Jun 14, 1996 · Amount on File
Deed Document Number	2020546766
Prior Transfer Date	Aug 24, 2015
Prior Transfer Doc	0000392155
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 5, 2020
Property Address	68446 TERRACE RD, CATHEDRAL CITY, CA 92234-2137
Document Number	0000546766
Map Reference	MB 22 PG 68
Instrument Date	Oct 6, 2020
Instrument	2020-0546766
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	68446 TERRACE RD, CATHEDRAL CITY, CA 92234-2137

Mortgage

Document Number	0000546767
Date	Nov 5, 2020
Instrument	2020-0546767

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 68446 Terrace Rd was $12,081.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Cathedral City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$927,426 (+2%) Land $231,856 Building $695,570
2025	$12,081.00	$909,242 Land $227,310 Building $681,932
2023	$12,532.00 (+0.14%)	$873,936 Land $218,484 Building $655,452
2022	$12,515.00
2021			$743,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68446 Terrace Rd in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68446 Terrace Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESERT WATER AGENCY serves 75,588 people · EPA ID CA3310005
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20