6844 McCutcheon Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 6844 McCutcheon Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1960
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on Record
Last Sale	$134,000 (Jan 2017)
Tax Bill	$782 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148D E 024`

Property Details

APN / Parcel Number

Primary APN	`148D E 024`
Alternative APN	`0000081737`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000081737
Street Address	6844 MCCUTCHEON RD
City	CHATTANOOGA
State	TN
Zip	37421-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 5 BLK C MC CUTCHEON FARMS PB 7 PG 10
Legal Subdivision	MC CUTCHEON FARMS
Legal Block	C
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	11448

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8591 KEYSTONE CIR, CHATTANOOGA, TN 37421-8330
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Intrafamily Transfer, Transfer
Jan 20, 2017	Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	0000000200
Deed Book / Page	10958 / 426
Last Transfer Date	Jan 19, 2022
Transfer Doc	0000000079
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Jan 19, 2022
Property Address	6844 MCCUTCHEON RD, CHATTANOOGA, TN 37421-1744
Document Number	0000000079
Book / Page	12814 / 900
Map Reference	MB 13 PG 20
Instrument Date	Aug 12, 2021
Instrument	2022011900079
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8591 KEYSTONE CIR, CHATTANOOGA, TN 37421-8330

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 20, 2017
Property Address	6844 MCCUTCHEON RD, CHATTANOOGA, TN 37421-1744
Document Number	0000000200
Book / Page	10958 / 426
Map Reference	MB7 PG10
Instrument Date	Jan 20, 2017
Instrument	2017012000200
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1721 MORRIS HILL RD, CHATTANOOGA, TN 37421-3341

Mortgage

Document Number	0000000201
Date	Jan 20, 2017
Instrument	2017012000201

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$782.00 (-10.22%)	$51,625 (+32.46%)	$206,500 (+32.46%) Land $50,000 Building $156,500
2024	$871.00	$38,975 (-)	$155,900 (-) Land $50,000 Building $105,900
2023	$871.00	$38,975 (-)	$155,900 (-) Land $50,000 Building $105,900
2022	$871.00	$38,975	$155,900 Land $50,000 Building $105,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1998–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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