6844 Ishan St, Tracy, CA 95377 Property Records

San Joaquin County property record for 6844 Ishan St, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,372 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,028,000 (Nov 2021)
Tax Bill	$15,015 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`253-570-070-000`

Property Details

APN / Parcel Number

Primary APN	`253-570-070-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,372 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6844 ISHAN ST
City	TRACY
State	CA
Zip	95377-8161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 TRACY HILLS VILLAGE 5C, TRACT 3949
Legal Subdivision	TRACY HILLS VILLAGE 5C
Legal Tract	3949
Legal Block	1
Legal Lot Number	82
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1041
Census Tract	5502

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6844 ISHAN ST, TRACY, CA 95377-8161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST US COMMUNITY CREDIT UNION
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Nov 10, 2021	Intrafamily Transfer, Transfer LENNAR TITLE INC
Nov 10, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	2021188202
Prior Transfer Date	Nov 4, 2021
Prior Transfer Doc	0000188205
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 29, 2026
Property Address	6844 ISHAN ST, TRACY, CA 95377-8161
Document Number	0000058872
Instrument Date	Jun 23, 2026
Instrument	202658872
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6844 ISHAN ST, TRACY, CA 95377-8161

Mortgage

Document Number	0000058872,
Date	Jun 29, 2026
Instrument	202658872

Lender

Name	FIRST US COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2046

Interest

Rate	6.53%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	6844 ISHAN ST, TRACY, CA 95377-8161
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6844 ISHAN ST, TRACY, CA 95377-8161

Mortgage

Document Number	0000020983
Date	Feb 16, 2022
Instrument	2022-020983

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2037
Min Rate At Change	3%
Index	10-Year TN
Max Rate	8.5%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 10, 2021
Property Address	6844 ISHAN ST, TRACY, CA 95377-8161
Document Number	0000188205
Map Reference	DOC 2019043825
Instrument Date	Nov 4, 2021
Instrument	2021-188205
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 NW 107TH AVE, 700, MIAMI, FL 33172-3161

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 10, 2021
Property Address	6844 ISHAN ST, TRACY, CA 95377-8161
Document Number	0000188202
Map Reference	DOC 2019043825
Instrument Date	Oct 30, 2021
Instrument	2021-188202
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6844 ISHAN ST, TRACY, CA 95377-8161

Mortgage

Document Number	0000188203
Date	Nov 10, 2021
Instrument	2021-188203

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

Mortgage

Document Number	0000188204
Date	Nov 10, 2021
Instrument	2021-188204

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,015.00 (-6.9%)
2025	$16,128.00 (+4.78%)	$1,090,739 (+4.04%) Land $323,668 Building $767,071
2023	$15,392.00 (+1.88%)	$1,048,386 Land $311,100 Building $737,286	$1,049,400
2022	$15,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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