6843 Section Rd, Ottawa Lake, MI 49267 Property Records

Monroe County property record for 6843 Section Rd, Ottawa Lake, MI 49267

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,412 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$356,100 (Jul 2019)
Tax Bill	$6,045 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-033-031-70`

Property Details

APN / Parcel Number

Primary APN	`15-033-031-70`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,412 sqft Living Area
1st Floor Area	2,412 sqft
Basement Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Lot Area	217,800 sqft (5 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6843 SECTION RD
City	OTTAWA LAKE
State	MI
Zip	49267-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1302-629 SEC 33 T8S R6E 5 AC COM AT A PT 687.11 FT N 88 DEG 13'40"W FR THE NE COR OF SE 1/4 THS 01 DEG 04'19"W 639.18 FT TH N
Legal Range	06E
Legal Township	08S
Legal Section	33
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	2
Census Block	2063
Census Tract	833000

Owner

6843 Section Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6843 SECTION RD, OTTAWA LAKE, MI 49267-9551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 26, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Deed Document Number	201912401
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Apr 22, 2026
Property Address	6843 SECTION RD, OTTAWA LAKE, MI 49267-9551
Document Number	0000007150
Instrument Date	Apr 14, 2026
Instrument	20267150
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6843 SECTION RD, OTTAWA LAKE, MI 49267-9551
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007150,
Date	Apr 22, 2026
Instrument	20267150

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6843 SECTION RD, OTTAWA LAKE, MI 49267-9551
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6843 SECTION RD, OTTAWA LAKE, MI 49267-9551

Mortgage

Document Number	0000003313
Date	Mar 2, 2026
Instrument	2026R03313

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6843 SECTION RD, OTTAWA LAKE, MI 49267-9551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021282
Date	Nov 21, 2018
Instrument	2018R21282

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 24, 2043

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 26, 2019
Property Address	6843 SECTION RD, OTTAWA LAKE, MI 49267-9551
Document Number	2019R12401
Instrument Date	Jul 18, 2019
Instrument	2019R12401
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	BARRISTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,065.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42540 E HURON RIVER DR, VAN BUREN TWP, MI 48111-2881

Mortgage

Document Number	0000012402
Date	Jul 26, 2019
Instrument	2019R12402

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6843 Section Rd was $6,045 with a homeowner's exemption, down 1% from the year before.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Whiteford Agricultural School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,800 (+2.56%) Land $256,800	$513,600 (+2.56%) Land $513,600
2025	$6,045.00 (-1.05%) Homeowner's exemption	$250,400 Land $250,400	$500,800 Land $500,800
2024	$6,109.00 (+10.53%)
2023	$5,527.00 Homeowner's exemption	$202,400	$404,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6843 Section Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6843 Section Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: MetaLINK Technologies.

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