6840 W State Rd 46, Poland, IN 47868 Property Records

Owen County property record for 6840 W State Rd 46, Poland, IN 47868

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1991
Lot Size	6.17 acres (268,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,700 (Oct 2014)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-11-06-100-040.000-025`

Property Details

APN / Parcel Number

Primary APN	`60-11-06-100-040.000-025`
Alternative APN	`00001017968`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	936 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Asphalt
Lot Area	268,765 sqft (6.17 acres)
Terrain	Low
Garage Type	Mixed
Garage Area	1,180 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001017968
Street Address	6840 W STATE ROAD 46
City	POLAND
State	IN
Zip	47868-7228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NE S6 T10 R4 6.17A
Legal Range	4
Legal Township	10
Legal Section	6
Legal Subdivision	STONE CLIFF ESTATES
Jurisdiction	OWEN IN
Township / Civil Division	MORGAN
Census Block Group	2
Census Block	2011
Census Tract	955701

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 534, SPENCER, IN 47460-0534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 25, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2014 · Amount on Record
Deed Sale	Oct 27, 2014 · Amount on Record
Deed Document Number	2014199626
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	6840 W STATE ROAD 46, POLAND, IN 47868-7228
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223482
Date	Feb 3, 2021
Instrument	223482

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	6840 W STATE ROAD 46, POLAND, IN 47868-7228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	217155
Date	Jul 25, 2019
Instrument	217155

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Morgan Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (-6.25%) Homeowner's exemption	$235,400 (+30.49%) Land $59,900 Building $175,500	$235,400 (+30.49%) Land $59,900 Building $175,500
2024	$1,409.00 (+6.9%)
2023	$1,318.00 (-15.78%)	$180,400 Land $48,900 Building $131,500	$180,400 Land $48,900 Building $131,500
2022	$1,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000

May also be available: Endeavor Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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