6840 S River Dr, Middle River, MD 21220 Property Records

Baltimore County property record for 6840 S River Dr, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,207 sqft · built 1957
Lot Size	0.211 acres (9,190 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,453 (Jun 2022)
Tax Bill	$4,432 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2022 Mortgage + 2 more
APN	`15-2200021354`

Property Details

APN / Parcel Number

Primary APN	`15-2200021354`
Alternative APN	`2200021354`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,207 sqft Living Area
1st Floor Area	1,289 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,190 sqft (0.211 acres)
Lot Width	123 ft Width
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2200021354
Street Address	6840 S RIVER DR
City	MIDDLE RIVER
State	MD
Zip	21220-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.211 AC PTLTS 68-69 HAREWOOD PARK
Legal Subdivision	HAREWOOD PARK
Legal Block	2
Legal Lot Number	68
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2013
Census Tract	451702

Owner

Source: Baltimore County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6840 S RIVER DR, MIDDLE RIVER, MD 21220-1043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Apr 22, 2011 · Amount on Record
Deed Book / Page	47065 / 256
Prior Transfer Date	Apr 14, 2022
Prior Transfer Doc	0470650256
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Recording Date	Aug 3, 2026
Property Address	6840 S RIVER DR, MIDDLE RIVER, MD 21220-1043
Document Number	5158000212
Book / Page	51586 / 212
Instrument Date	Jul 24, 2026
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6840 S RIVER DR, MIDDLE RIVER, MD 21220-1043

Mortgage

Document Number	5158000212,
Date	Aug 3, 2026
Book Page	51586/212

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Jun 22, 2022
Property Address	6840 S RIVER DR, MIDDLE RIVER, MD 21220-1043
Document Number	0470650256
Book / Page	47065 / 256
Map Reference	MB 13 PG 144
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6840 S RIVER DR, MIDDLE RIVER, MD 21220-1043

Mortgage

Document Number	0047065260
Date	Jun 22, 2022
Instrument	47065-260

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 1, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	6840 S RIVER DR, MIDDLE RIVER, MD 21220-1043
Document Number	0428150123
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6840 S RIVER DR MIDDLE RIVER MD 212201043, MIDDLE RIVER, MD 21220-1043

Mortgage

Document Number	0428150123
Date	May 11, 2020
Book Page	042815/000123

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	6840 S RIVER DR, MIDDLE RIVER, MD 21220-1043
Document Number	0399290249
Book / Page	039929 / 000249
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6840 S RIVER DR MIDDLE RIVER MD 212201043, MIDDLE RIVER, MD 21220-1043

Mortgage

Document Number	0399290249
Date	Feb 9, 2018
Book Page	039929/000249

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 8, 2038

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$324,000 (+2%)	$351,000 (+3%) Land $89,000 Building $262,000
2024	$4,432.00 (+109.55%)
2023	$2,115.00 Homeowner's exemption	$270,000 Land $86,000 Building $184,000	$270,000 Land $86,000 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	68 (1978–2024)
Claims Outside the SFHA	10 of 68
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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