6840 Jay Ln, Flagstaff, AZ 86004 Property Records

Coconino County property record for 6840 Jay Ln, Flagstaff, AZ 86004

Property Summary

Property Type	Rural Home
Details	2 ba · 1,307 sqft · built 1988
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Nov 2021)
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`301-29-044`

Property Details

APN / Parcel Number

Primary APN	`301-29-044`
Alternative APN	`R0013664`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	1,307 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	R0013664
Street Address	6840 JAY LN
City	FLAGSTAFF
State	AZ
Zip	86004-1231
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SIXTEENTH: NE QUARTER: NE SECTION: 27 TOWNSHIP: 22N RANGE: 08E E 1/3 OF FLLWNG DESC PROP: POR NE4 NE4 DESC AS: BEG NE COR SEC 27; TH S 0-02 W ALNG E SEC LINE 509.17 FT; TH N 89-58 W 681.04 FT TO TRUE POB; TH CONT N 89-58 W 631.73 FT; TH S 0-06 E(REC
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1024
Census Tract	1301

Owner

Source: Coconino County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6840 JAY LN, FLAGSTAFF, AZ 86004-1231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 8, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 31, 2017	Intrafamily Transfer, Transfer · VA Mortgage LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Oct 12, 2006 · Amount on Record
Deed Document Number	20213935626
Prior Transfer Date	Feb 27, 2020
Prior Transfer Doc	0003867255
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Nov 24, 2021
Property Address	6840 JAY LN, FLAGSTAFF, AZ 86004-1231
Document Number	0003935626
Instrument Date	Sep 22, 2021
Instrument	3935626
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6840 JAY LN, FLAGSTAFF, AZ 86004-1231

Mortgage

Document Number	0003935627
Date	Nov 24, 2021
Instrument	3935627

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	6840 JAY LN, FLAGSTAFF, AZ 86004-1231
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003901142
Date	Jan 7, 2021
Instrument	3901142

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	6840 JAY LN, FLAGSTAFF, AZ 86004-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003841329
Date	May 8, 2019
Instrument	3841329

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Dec 1, 2047

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Mar 6, 2020
Property Address	6840 JAY LN, FLAGSTAFF, AZ 86004-1231
Document Number	0003867255
Instrument Date	Feb 27, 2020
Instrument	3867255
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6840 JAY LN, FLAGSTAFF, AZ 86004-1231

Mortgage

Document Number	0003867256
Date	Mar 6, 2020
Instrument	3867256

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Oct 31, 2017
Property Address	6840 JAY LN, FLAGSTAFF, AZ 86004-1231
Document Number	0003800172
Instrument Date	Oct 26, 2017
Instrument	3800172
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6840 JAY LN, FLAGSTAFF, AZ 86004-1231

Mortgage

Document Number	, 3800173
Date	Oct 31, 2017
Instrument	3800173

Lender

Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,612 (+1.07%) Land $25,317 Building $17,295
2025	$1,937.00 (+9.25%)	$42,159 (-3.15%)	$421,594 (-3.15%) Land $214,550 Building $207,044
2024		$43,530 Land $21,455 Building $22,075
2023	$1,773.00 Homeowner's exemption		$435,303 Land $214,550 Building $220,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 66% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

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