Branch County property record for 684 Wayne Beach Ln, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $37,500 (Aug 2013) |
| Tax Bill | $8,937 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-035-400-040-00 |
| Primary APN | 110-035-400-040-00 |
|---|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 684 WAYNE BEACH LN |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-7506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & COTTAGE 2380 WAYNE BEACH COM S 17DEG W 365 FT FR PT O WH PT IS S 607 1/2 FT & N 89DEG 40MIN W 858.8 FT FR E 1/4 COR, TH |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 35 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 951000 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5995 INNOVATION DR, DUBLIN, OH 43016-6416 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 30, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2013 · Amount on Record |
| Deed Sale | Aug 14, 2013 · Amount on Record |
| Prior Sale | Aug 14, 2013 · Amount on Record |
| Deed Document Number | 20136017 |
| Prior Transfer Date | Aug 12, 2013 |
| Prior Transfer Doc | 201306016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 684 WAYNE BEACH LN, COLDWATER, MI 49036-7506 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5995 INNOVATION DR, DUBLIN, OH 43016-6416 |
| Document Number | 0202205632 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022-05632 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 30, 2020 |
| Property Address | 684 WAYNE BEACH LN, COLDWATER, MI 49036-7506 |
| Document Number | 202006602 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020-06602 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5995 INNOVATION DR, DUBLIN, OH 43016-6416 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,940 (+4.74%) | $633,880 (+4.74%) | |
| 2025 | $8,937.00 (+2.78%) | $302,583 | $605,166 |
| 2024 | $8,695.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
May also be available: DMCI Broadband, Lakeland Internet, Mercury Fiber, Verizon.
5G (outdoors only) and 4G LTE
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