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684 Villa Dr, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 684 Villa Dr, Ontario, OH 44906

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,132 sqft · built 1999
Lot Size0.12 acres (5,229 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Jan 2012)
Tax Bill$2,257 (2025)
Deeds & MortgagesNov 2010 Line of Credit
Jan 2012 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN038-60-170-05-056

Property Details

APN / Parcel Number

Primary APN038-60-170-05-056
Alternative APN
  • 04032

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,132 sqft Living Area
1st Floor Area1,132 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleOther
Exterior MaterialAluminum Siding
Foundation TypeSlab (Mat/Raft)
Lot Area5,229 sqft (0.12 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address684 VILLA DR
CityONTARIO
StateOH
Zip44906-4056
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 684 & 1/84 INT COMMON AREA
Legal SubdivisionVILLAS OF ONTARIO CONDOMINIUM
JurisdictionRICHLAND OH
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2005
Census Tract2400

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address684 VILLA DR, ONTARIO, OH 44906-4056
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2010Deed of Trust, Mortgage · Line of Credit
ADVANTAGE CREDIT UNION INC
Jan 17, 2012Warranty Deed, Transfer · Conventional Mortgage
SCHOOL EMPLOYEES LORAIN COUNTY CRED

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2012 · Amount on Record
Deed SaleJan 17, 2012 · Amount on Record
Deed Document Number2012531
Deed Book / Page2104 / 546
Last Transfer DateNov 1, 2013
Transfer Doc02278/0058
Record UpdatedOct 29, 2026

November 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND OH
Property Address684 VILLA DR, ONTARIO, OH 44906-4056
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02016/0623
DateNov 15, 2010
Book Page2016/0623
Instrument201000012427
Lender
NameADVANTAGE CREDIT UNION INC
AddressMANSFIELD, OH 44906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2040
Interest
Rate TypeFixed Rate
Rate4.95%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2013
Change Frequency3 Years
Index3-Year TN
Margin2

January 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND OH
Recording DateJan 17, 2012
Property Address684 VILLA DR, ONTARIO, OH 44906-4056
Document Number02104/0546
Book / Page2104 / 0546
Instrument DateJan 6, 2012
Instrument201200000531
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address684 VILLA DR, ONTARIO, OH 44906-4056

Mortgage

Document Number201200000532
DateJan 17, 2012
Instrument201200000532
Lender
NameSCHOOL EMPLOYEES LORAIN COUNTY CRED
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2032

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

TypeName
StateOhio
CountyRichland County
County SubdivisionSpringfield Township
MunicipalityOntario City
Unified School DistrictOntario Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,257.00 (+0.04%)$46,330 (-) Land $5,390 Building $40,940
2024$2,256.00 (-2.3%) Homeowner's exemption$46,330 (-) Land $5,390 Building $40,940
2023$2,309.00 (+26.04%) Homeowner's exemption$46,330 (+46.43%) Land $5,390 Building $40,940$132,360 (+46.42%) Land $15,400 Building $116,960
2022$1,832.00 Homeowner's exemption$31,640 Land $4,130 Building $27,510
2020$90,400 Land $11,800 Building $78,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO CITY
serves 6,756 people · EPA ID OH7003512
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed.

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