684 Summer St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 684 Summer St, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,504 sqft · built 1900
Lot Size	0.115 acres (5,027 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jul 2012)
Tax Bill	$8,069 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Jun 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`B:020 L:307 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:307 S:005`
Alternative APN	`LYNN M:020 B:307 L:005`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,504 sqft Living Area
Gross Area	5,023 sqft
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,027 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	684 SUMMER ST
City	LYNN
State	MA
Zip	01905-3310
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	LI
Legal Subdivision	VILLAGE BRICKET HILL
Legal Block	307
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5000
Census Tract	205700

Owner

684 Summer St, a triplex, is owned and occupied by an individual who bought it in July 2012.

Source: Essex County and Lynn City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	684 SUMMER ST, LYNN, MA 01905-3310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) METRO CU
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2012 · Amount on File
Deed Sale	Jul 30, 2012 · Amount on File
Prior Sale	Jun 27, 2000 · Amount on File
Deed Book / Page	31568 / 461
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	684 SUMMER ST, LYNN, MA 01905-3310
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042162-385
Date	Jun 12, 2024
Book Page	42162/385
Instrument	20240612000360

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2044

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	684 SUMMER ST, LYNN, MA 01905-3310
Document Number	37592-60
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 SUMMER ST LYNN MA 019052044, LYNN, MA 01905-2044

Mortgage

Document Number	37592-60
Date	Jun 17, 2019
Book Page	037592/000060
Instrument	1906173530

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 684 Summer St was $8,069, up 1% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,069.00 (+1.04%)	$778,900 (+2.7%) Land $200,100 Building $578,800
2024	$7,986.00 (+0.04%)	$758,400 (+5.92%) Land $186,100 Building $572,300
2023	$7,983.00	$716,000 Land $205,800 Building $510,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 684 Summer St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 684 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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