684 S Broad St, Commerce, GA 30529 Property Records

Jackson County property record for 684 S Broad St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1960
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (May 2025)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C01 013`

Property Details

APN / Parcel Number

Primary APN	`C01 013`
Alternative APN	`8069`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Heated Area
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Porch	Slab
Porch Area	98 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8069
Street Address	684 S BROAD ST
City	COMMERCE
State	GA
Zip	30529-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	0.14 ACRE PLAT BK 15 PG 109
Legal Block	15
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1022
Census Tract	10400

Owner

684 S Broad St is owned and occupied by two individuals who bought it in May 2025.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	684 S BROAD ST, COMMERCE, GA 30529-3301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage MOUNTAIN VALLEY COMMUNITY BANK
Nov 21, 2018	Warranty Deed, Transfer OPEN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Prior Sale	Feb 28, 2025 · Amount on File
Deed Book / Page	115Q / 29
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	684 S BROAD ST, COMMERCE, GA 30529-3301
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00078F0103
Date	Sep 5, 2017
Book Page	78F/103

Lender

Name	MOUNTAIN VALLEY COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	24 Months
Due	Oct 1, 2019

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 21, 2018
Property Address	684 S BROAD ST, COMMERCE, GA 30529-3301
Document Number	00082U0325
Book / Page	00082U / 000325
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 S BROAD ST COMMERCE GA 305293301, COMMERCE, GA 30529-3301

Mortgage

Document Number	82U0327
Date	Nov 21, 2018
Book Page	00082U/000327

Lender

Name	OPEN MTG
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 684 S Broad St was $2,031, up 62.9% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,080 (-) Land $55,240 Building $20,840	$190,200 (-) Land $138,100 Building $52,100
2025	$2,031.00 (+62.87%)	$76,080 (+68.32%) Land $55,240 Building $20,840	$190,200 (+68.32%) Land $138,100 Building $52,100
2024	$1,247.00 (-0.32%)	$45,200 (+6.91%) Land $24,360 Building $20,840	$113,000 (+6.91%) Land $60,900 Building $52,100
2023	$1,251.00 (+78.21%)	$42,280 (+95.02%) Land $24,360 Building $17,920	$105,700 (+95.02%) Land $60,900 Building $44,800
2022	$702.00	$21,680 Land $7,280 Building $14,400	$54,200 Land $18,200 Building $36,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 684 S Broad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 684 S Broad St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, TruVista Communications, Xfinity.

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