684 S 1040 W, Orem, UT 84058 Property Records

Utah County property record for 684 S 1040 W, Orem, UT 84058 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,150 sqft · built 1979
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$271,700 (Aug 2017)
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-171-0001`

Property Details

APN / Parcel Number

Primary APN	`36-171-0001`
Alternative APN	`044544`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	1,150 sqft
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	044544
Street Address	684 S 1040 W
City	OREM
State	UT
Zip	84058-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 108 FT LOT 1, PLAT B, CLOVERDALE HEIGHTS SUB.
Legal Subdivision	CLOVERDALE HEIGHTS SUB
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2015
Census Tract	1105

Owner

Source: Utah County records · APN 36-171-0001

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	684 S 1040 W, OREM, UT 84058-5905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GOLDENWEST FCU
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 17, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2017 · Amount on Record
Deed Sale	Aug 17, 2017 · Amount on Record
Prior Sale	Jul 10, 2009 · Amount on Record
Deed Document Number	201780439
Prior Transfer Date	Apr 22, 2008
Prior Transfer Doc	0000049922
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	684 S 1040 W, OREM, UT 84058-5905
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	FIRST AMERICAN-SALT LAKE ESCRO, FIRST AMER SALT LAKE ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098858
Date	Sep 09, 2022
Instrument	98858:2022

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	684 S 1040 W, OREM, UT 84058-5905
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183981
Date	Oct 28, 2021
Instrument	183981:2021

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 17, 2017
Property Address	684 S 1040 W, OREM, UT 84058-5905
Document Number	0000080439
Instrument Date	Aug 16, 2017
Instrument	080439:2017
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 S 1040 W, OREM, UT 84058-5905

Mortgage

Document Number	0000080458
Date	Aug 17, 2017
Instrument	080458:2017

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,360 (-45.4%)	$495,200 (-0.72%) Land $228,000 Building $267,200
2025	$2,185.00 (+0.05%)	$498,800 (+95.83%) Land $228,000 Building $270,800	$498,800 (+7.71%) Land $228,000 Building $270,800
2024	$2,184.00 (+12.69%)
2023	$1,938.00 (+0.83%)	$254,705	$463,100 Land $217,100 Building $246,000
2022	$1,922.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490490011052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Utah Telecommunication Open Infrastructure Agency	Fiber	10,000 / 10,000
Lumen Technologies	Fiber	8,000 / 8,000
Senawave	Fiber	2,500 / 2,500
Xfinity	Cable	2,000 / 250
Beehive Telephone Companies	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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