Laurens County property record for 684 Ridgewood Harbor Rd, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.88 acres (125,453 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,095 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-00-00-079 |
| Primary APN | 340-00-00-079 |
|---|---|
| Alternative APNs |
|
| Lot Area | 125,453 sqft (2.88 acres) |
|---|
| Street Address | 684 RIDGEWOOD HARBOR RD |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-5028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 6 RIDGEWOOD HARBOR PH I |
| Legal Subdivision | PARCEL 6 RIDGEWOOD HARBOR |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 684 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384-5028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2023 |
| Deed Sale | Mar 28, 2023 |
| Prior Sale | Jul 30, 2014 · Amount on Record |
| Deed Document Number | 20232384 |
| Deed Book / Page | 1724 / 278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Mar 28, 2023 |
| Property Address | 684 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384-5028 |
| Document Number | 0D17240278 |
| Book / Page | D1724 / 278 |
| Map Reference | MB A-215 PG 2 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023002384 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,209.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 684 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384-5028 |
| Document Number | 2023002385 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 2023002385 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,095.00 (+4.7%) Homeowner's exemption | $18,340 (-) Land $1,440 Building $16,900 | |
| 2024 | $2,956.00 (-43.64%) Homeowner's exemption | $18,340 (+50.08%) Land $1,440 Building $16,900 | |
| 2023 | $5,245.00 (-8.8%) | $12,220 (-29.45%) Land $5,000 Building $7,220 | $305,500 (+5.82%) Land $125,000 Building $180,500 |
| 2022 | $5,751.00 | $17,320 Land $2,740 Building $14,580 | $288,700 (-37.03%) Land $45,700 Building $243,000 |
| 2021 | $458,500 Land $36,000 Building $422,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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