684 Ridgecrest Ln, Killen, AL 35645 Property Records

Lauderdale County property record for 684 Ridgecrest Ln, Killen, AL 35645

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,728 sqft · built 1998
Lot Size6.3 acres (274,428 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Jan 2025)
Deeds & MortgagesMar 2026 Line of Credit
Jan 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-05-21-0-000-019-001

Property Details

APN / Parcel Number

Primary APN03-05-21-0-000-019-001
Alternative APNs
  • 063202
  • 65516
  • 63202

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,728 sqft Living Area
1st Floor Area1,539 sqft
2nd Floor Area1,189 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area274,428 sqft (6.3 acres)
Garage Area960 sqft
Parking Spaces4 Parking Spaces
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number63202
Street Address684 RIDGECREST LN
CityKILLEN
StateAL
Zip35645-4477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description6.51 AC/D PT OF SW/4 OF SEC 21 T1S R9W ALSO KNOWN AS LOTS 22 & 23 UNRECORDED RIDGECREST SD
Legal Range09W
Legal Township01S
Legal Section21
Legal Lot Number22-23 23
JurisdictionLAUDERDALE AL
Township / Civil DivisionKILLEN
Census Block Group2
Census Block2036
Census Tract11602

Owner

684 Ridgecrest Ln is owned and occupied by an individual who bought it in January 2025.

Source: Lauderdale County records, as of November 21, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address684 RIDGECREST LN, KILLEN, AL 35645-4477
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · Line of Credit
BANK INDEPENDENT
Jan 31, 2025Warranty Deed, Transfer · Conventional Mortgage
BANK INDEPENDENT
Dec 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
LISTERHILL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2025 · Amount on File
Deed SaleJan 31, 2025 · Amount on File
Deed Document Number0020254527
Deed Book / Page2025 / 4527
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address684 RIDGECREST LN, KILLEN, AL 35645-4477
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2026/11744
DateMar 12, 2026
Book Page2026/11744
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 26, 2056

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJan 31, 2025
Property Address684 RIDGECREST LN, KILLEN, AL 35645-4477
Document Number02025/4527
Book / Page2025 / 4527
Map ReferenceMB 6 PG 227
Instrument DateJan 31, 2025
Transaction TypeTransfer
Record UpdatedNov 24, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7401 PARKWOOD ST, FLORENCE, AL 35634-2841

Transferred To (Grantee/Buyer)

NameVerified Name
Address684 RIDGECREST LN, KILLEN, AL 35645-4477

Mortgage

Document Number0202504530
DateJan 31, 2025
Instrument2025/04530
Lender
NameBANK INDEPENDENT
Agreement
TypeConventional Mortgage
AmountAmount on Record

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address684 RIDGECREST LN, KILLEN, AL 35645-4477
Transaction TypeMortgage
Record UpdatedJan 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023/53174
DateDec 27, 2023
Book Page2023/53174
Lender
NameLISTERHILL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 27, 2038

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$37,680$462,500 Land $99,900 Building $362,600
2023Homeowner's exemption$2,880 Land $2,880$404,420 Land $98,900 Building $305,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 684 Ridgecrest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 684 Ridgecrest Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREENHILL WATER & FIRE PRO AUTHORITY
serves 8,505 people · EPA ID AL0001423
Water SourcePurchased surface water from CITY OF FLORENCE WATER DEPARTMENT
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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