Fairfield Town property record for 684 Reef Rd, Fairfield, CT 06824
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 1,836 sqft · built 1948 |
| Lot Size | 0.259 acres (11,285 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Dec 2023) |
| Tax Bill | $11,930 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:183 B:179 |
| Primary APN | FAIR M:183 B:179 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 2,922 sqft |
| Basement Area | 918 sqft |
| Unfinished Basement | 918 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,285 sqft (0.259 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1576 |
|---|---|
| Street Address | 684 REEF RD |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6576 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Block | 179 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 61600 |
Source: Fairfield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 684 REEF RD, FAIRFIELD, CT 06824-6576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Dec 5, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Aug 2, 2019 | Warranty Deed, Transfer UNKNOWN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2023 · Amount on Record |
| Deed Sale | Dec 5, 2023 · Amount on Record |
| Prior Sale | Aug 2, 2019 · Amount on Record |
| Deed Document Number | 20235864 |
| Deed Book / Page | 6467 / 58 |
| Transfer Doc | 4992-170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 684 REEF RD, FAIRFIELD, CT 06824-6576 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006678-243 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 6678/243 |
| Instrument | 2025-6656 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Dec 5, 2023 |
| Property Address | 684 REEF RD, FAIRFIELD, CT 06824-6576 |
| Document Number | 0006467-58 |
| Book / Page | 6467 / 58 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 2023-5864 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 684 REEF RD, FAIRFIELD, CT 06824-6576 |
| Document Number | 0020235865 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2023-5865 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Aug 2, 2019 |
| Property Address | 684 REEF RD, FAIRFIELD, CT 06824-6576 |
| Document Number | 5805-238 |
| Book / Page | 005805 / 000238 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 5024 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 264 REEF RD FAIRFIELD CT 068246545, FAIRFIELD, CT 06824-6545 |
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,930.00 | $420,210 (+1.38%) Land $328,300 Building $91,910 | $294,147 Land $229,810 Building $64,337 |
| 2024 | $11,930.00 (+4.63%) | ||
| 2023 | $11,402.00 | $414,470 Land $328,300 Building $86,170 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
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