Hampden County and Chicopee City property record for 684 Montgomery St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,102 sqft · built 1968 |
| Lot Size | 0.255 acres (11,092 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Mar 2023) |
| Tax Bill | $4,436 (2026) |
| Deeds & Mortgages | Sep 2023 Refinance Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-00003 |
| Primary APN | 450-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| Gross Area | 2,510 sqft |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 1,072 sqft |
| Unfinished Basement | 1,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,092 sqft (0.255 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 450-00003 |
|---|---|
| Street Address | 684 MONTGOMERY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 811200 |
684 Montgomery St is owned and occupied by an individual who bought it in March 2023.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 684 MONTGOMERY ST, CHICOPEE, MA 01020-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance JOSEPH WILFRED LECLAI |
| Mar 10, 2023 | Quit Claim Deed, Transfer |
| Jul 23, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on File |
| Deed Sale | Mar 10, 2023 · Amount on File |
| Prior Sale | Jul 23, 2021 · Amount on File |
| Deed Document Number | 202310997 |
| Deed Book / Page | 24933 / 453 |
| Prior Transfer Date | Mar 2, 2023 |
| Prior Transfer Doc | 024933-453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 684 MONTGOMERY ST, CHICOPEE, MA 01020-1636 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0025163-23 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 25163/23 |
| Instrument | 44792 |
| Name | JOSEPH WILFRED LECLAI |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 10, 2023 |
| Property Address | 684 MONTGOMERY ST, CHICOPEE, MA 01020-1636 |
| Document Number | 024933-453 |
| Book / Page | 24933 / 453 |
| Instrument Date | Mar 2, 2023 |
| Instrument | 10997 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 684 MONTGOMERY ST, CHICOPEE, MA 01020-1636 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 23, 2021 |
| Property Address | 684 MONTGOMERY ST, CHICOPEE, MA 01020-1636 |
| Document Number | 0024017-60 |
| Book / Page | 24017 / 60 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 51220 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 386 CAREW ST, SPRINGFIELD, MA 01104-2318 |
| Document Number | 0000051221 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 51221 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 684 Montgomery St was $4,436, up 6.2% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,436.00 (+6.18%) | $291,100 (+5.62%) Land $122,200 Building $168,900 | $303,157 (-0.34%) |
| 2025 | $4,178.00 (+5.37%) | $275,600 (+2.61%) Land $111,300 Building $164,300 | $304,190 |
| 2024 | $3,965.00 (+7.74%) | $268,600 (+10.58%) Land $109,100 Building $159,500 | |
| 2023 | $3,680.00 | $242,900 Land $99,200 Building $143,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 684 Montgomery St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 684 Montgomery St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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