1. Home
  2. Florida
  3. Clay County
  4. Orange Park
  5. McDower Ln

684 McDower Ln, Orange Park, FL 32073 Property Records

Clay County property record for 684 McDower Ln, Orange Park, FL 32073 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,924 sqft Living Area
Lot Size5,619 sqft (0.129 acres)
OccupancyOwner Occupied
Last Sale$242,000 (2022)
Tax Bill$3,880.00 (2025)

Property Details

APN / Parcel Number

Primary APN41-04-26-019398-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,924 sqft Living Area
Gross Area2,194 sqft Gross Area
1st Floor1,924 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,619 sqft (0.129 acres)
Garage TypeCarport Garage
Garage Area190 sqft Garage
CarportCarport
Carport Area190 sqft Carport
Patio Area75 sqft Patio
Porch Area345 sqft Porch
Storage Building80 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address684 MCDOWER LN
CityORANGE PARK
StateFL
Zip32073-3941
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT OF LOT 20 OR LOTS 10 & 11 SEC 3 O.P. AS REC OR 4676 PG 1227
Legal Range26E
Legal Township04S
Legal Section41
Legal SubdivisionORANGE PARK SEC 03
Legal Lot Number10,20
JurisdictionCLAY FL
Minor Civil DivisionORANGE PARK
Census Blockgroup1
Census Block1022
Census Tract30600

Owner

Source: Clay County records · APN 41-04-26-019398-000-00

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
M & T BANK
Feb 13, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
M & T BANK
Nov 26, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
M & T BANK
Dec 21, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 25, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Feb 25, 2022Quit Claim Deed, Transfer
Quitclaim Document
Feb 25, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2022 · Amount on Record
Deed SaleDec 21, 2022 · Amount on Record
Prior SaleFeb 25, 2022 · Amount on Record
Deed Doc Number202273317
Deed Book / Page4676 / 1227
Prior Transfer DateDec 16, 2021
Prior Transfer Doc0045751491
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941

Mortgage

Document Number0047520566
DateAug 28, 2023
Book Page4752/566
Instrument2023043710
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term353 Months
DueJan 01, 2053

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941

Mortgage

Document Number0047941394
DateFeb 13, 2024
Book Page4794/1394
Instrument2024006733
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term347 Months
DueJan 01, 2053

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941

Mortgage

Document Number0048792043
DateNov 26, 2024
Book Page4879/2043
Instrument2024054410
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term338 Months
DueJan 01, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateDec 21, 2022
Property Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941
Document Number0046761227
Book / Page4676 / 1227
Map ReferenceMB 1 PG 23
Instrument DateDec 19, 2022
Instrument2022073317
Transaction TypeTransfer
Record UpdatedJan 12, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,694.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941

Mortgage

Document Number0046761229
DateDec 21, 2022
Instrument4676/1229
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateFeb 25, 2022
Property Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941
Document Number0045751495
Book / Page4575 / 1495
Map ReferenceMB 1 PG 23
Instrument DateFeb 03, 2022
Instrument2022012511
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,617.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10547 LEMORAN AVE, DOWNEY, CA 90241-2835

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateFeb 25, 2022
Property Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941
Document Number0045751494
Book / Page4575 / 1494
Map ReferenceMB 1 PG 23
Instrument DateJan 21, 2022
Instrument2022012510
Transaction TypeTransfer
Record UpdatedMar 14, 2022

Transaction

AmountAmount Recorded
Tax$500.50
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10 DOBBIN LN, 10, ROLLING HILLS ESTATES, CA 90274-2502

Transferred To (Grantee/Buyer)

NameVerified Name
Address10547 LEMORAN AVE, DOWNEY, CA 90241-2835

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateFeb 25, 2022
Property Address684 MCDOWER LN, ORANGE PARK, FL 32073-3941
Document Number0045751491
Book / Page4575 / 1491
Map ReferenceMB 1 PG 23
Instrument DateDec 16, 2021
Instrument2022012509
Transaction TypeTransfer
Record UpdatedMar 14, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$500.50
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 DOBBIN LN, ROLLING HILLS ESTATES, CA 90274-2502

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
MunicipalityOrange Park Town
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,880.00 (+4.22%)$213,843 (+4.82%) Land $15,000 Building $198,843$213,843 (+4.82%) Land $15,000 Building $198,843
2024$3,723.00 (-0.27%)
2023$3,733.00 (-14.46%)$204,015 (-14.2%) Land $15,000 Building $189,015$204,015 (-14.2%) Land $15,000 Building $189,015
2022$4,364.00$237,771 Land $15,000 Building $222,771$237,771 Land $15,000 Building $222,771

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on McDower Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures