684 Main St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 684 Main St, Millis, MA 02054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,531 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (May 2018)
Tax Bill	$8,740 (2025)
Deeds & Mortgages	Jan 2024 Refinance Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MILL M:024 B:0000094`

Property Details

APN / Parcel Number

Primary APN	`MILL M:024 B:0000094`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,531 sqft Living Area
Gross Area	2,945 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	684 MAIN ST
City	MILLIS
State	MA
Zip	02054-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	94
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	1
Census Block	1016
Census Tract	407102

Owner

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	684 MAIN ST, MILLIS, MA 02054-1644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Oct 12, 2022	Quit Claim Deed, Transfer · ARM JEANNE D ARC CU
Sep 3, 2019	Deed of Trust, Mortgage · Conventional with PMI JEANNE D'ARC CU
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU
May 31, 2018	Personal Representative Deed, Transfer · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Deed Document Number	20181401552
Last Transfer Date	Oct 6, 2022
Transfer Doc	0001511513
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	684 MAIN ST, MILLIS, MA 02054-1644
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001530937
Date	Jan 4, 2024
Instrument	1530937

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Oct 12, 2022
Property Address	684 MAIN ST, MILLIS, MA 02054-1644
Document Number	0001511513
Instrument Date	Oct 6, 2022
Instrument	1511513
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	684 MAIN ST, MILLIS, MA 02054-1644

Mortgage

Document Number	0001511514
Date	Oct 12, 2022
Instrument	1511514

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2029
Index	1-Year CMT

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	684 MAIN ST, MILLIS, MA 02054-1644
Document Number	0001429355
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 MAIN ST MILLIS MA 020541644, MILLIS, MA 02054-1644

Mortgage

Document Number	0001429355
Date	Sep 9, 2019
Instrument	1429355

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	684 MAIN ST, MILLIS, MA 02054-1644
Document Number	0001429356
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 MAIN ST MILLIS MA 020541644, MILLIS, MA 02054-1644

Mortgage

Document Number	0001429356
Date	Sep 9, 2019
Instrument	1429356

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 8, 2044

May 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MILLIS MA
Recording Date	May 31, 2018
Property Address	684 MAIN ST, MILLIS, MA 02054-1644
Document Number	0000001552
Instrument Date	May 23, 2018
Instrument	1552
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 MAIN ST MILLIS MA 020541644, MILLIS, MA 02054-1644

Mortgage

Document Number	1553
Date	May 31, 2018
Instrument	1553

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Interest

Rate	3.63%

Mortgage

Document Number	1554,
Date	May 31, 2018
Instrument	1554

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 30, 2043

Tax Assessment & Valuation

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,740.00 (+8.94%)	$532,900 (+9.07%) Land $225,600 Building $307,300	$559,835 (+1.99%)
2024	$8,023.00 (+7.6%)	$488,600 (+14.61%) Land $208,200 Building $280,400	$548,910
2023	$7,456.00	$426,300 Land $166,000 Building $260,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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