684 Kline St, Colon, MI 49040 Property Records

St. Joseph County property record for 684 Kline St, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,716 sqft · built 1990
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Feb 2020)
Tax Bill	$643 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-100-037-00`

Property Details

APN / Parcel Number

Primary APN	`041-100-037-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,716 sqft Building Perimeter
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	163 ft deep x 105 ft wide
Garage Area	480 sqft

Location & Zoning

Street Address	684 KLINE ST
City	COLON
State	MI
Zip	49040-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 CARPENTER'S SUB. NO. 2 VIL OF COLON.
Legal Subdivision	CARPENTERS SUB NO 2 VIL OF COLON
Legal Lot Number	37
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	1
Census Block	1023
Census Tract	41302

Owner

684 Kline St is owned and occupied by an individual who bought it in February 2020.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	684 KLINE ST, COLON, MI 49040-9344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on File
Deed Sale	Feb 26, 2020 · Amount on File
Prior Sale	Mar 31, 2003 · Amount on File
Deed Book / Page	1997 / 793
Prior Transfer Date	Jan 8, 2013
Prior Transfer Doc	1687/0273
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 26, 2020
Property Address	684 KLINE ST, COLON, MI 49040-9344
Document Number	001997/793
Book / Page	1997 / 793
Map Reference	LB 5 PG 10
Instrument Date	Feb 3, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31799 W COLON RD, 31799, COLON, MI 49040-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7510 COLORADO ST, MERRILLVILLE, IN 46410-4823

Mortgage

Document Number	0001997795
Date	Feb 26, 2020
Instrument	1997/795

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 684 Kline St was $643 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,400 (+30.33%)	$86,800 (+30.33%)
2025	$643.00 Homeowner's exemption	$33,300 Land $17,400 Building $15,900	$66,600 Land $34,800 Building $31,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 684 Kline St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 684 Kline St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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