684 Haverhill St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 684 Haverhill St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,452 sqft · built 1950
Lot Size	0.373 acres (16,252 sqft)
Owner	Individual Name on File
Last Sale	$726,000 (Dec 2025)
Tax Bill	$7,410 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:052.0-0000-0109.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:052.0-0000-0109.0`
Alternative APNs	`M:052.0=0000=0109.0` `2400000000020` `2400000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	967 sqft
Basement Area	1,452 sqft
Unfinished Basement	1,452 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,252 sqft (0.373 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2400000000020
Street Address	684 HAVERHILL ST
City	READING
State	MA
Zip	01867-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1001
Census Tract	334300

Owner

684 Haverhill St is owned and occupied by an individual who bought it in December 2025.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	684 HAVERHILL ST, READING, MA 01867-1128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Mar 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Jun 29, 2020 · Amount on File
Deed Book / Page	85035 / 203
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Dec 19, 2025
Property Address	684 HAVERHILL ST, READING, MA 01867-1128
Document Number	085035-203
Book / Page	85035 / 203
Instrument Date	Dec 19, 2025
Instrument	156778
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 HAVERHILL ST, READING, MA 01867-1128

Mortgage

Document Number	0000156779
Date	Dec 19, 2025
Instrument	156779

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jun 29, 2020
Property Address	684 HAVERHILL ST, READING, MA 01867-1128
Document Number	74995-71
Book / Page	74995 / 71
Instrument Date	Jun 25, 2020
Instrument	102610
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	684 HAVERHILL ST, READING, MA 01867-1128

Mortgage

Document Number	102611
Date	Jun 29, 2020
Instrument	102611

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Mar 9, 2020
Property Address	684 HAVERHILL ST, READING, MA 01867-1128
Document Number	74256-75
Book / Page	074256 / 000075
Instrument Date	Feb 29, 2020
Instrument	35250
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,554.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LONGMEADOW DR IPSWICH MA 019381133, IPSWICH, MA 01938-1133

Tax Assessment & Valuation

The 2026 property tax bill for 684 Haverhill St was $7,410, down 2.2% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,410.00 (-2.24%)	$676,100 (+1.59%) Land $443,500 Building $232,600	$716,889 (-5.21%)
2025	$7,580.00 (+1.57%)	$665,500 (+4.51%) Land $436,600 Building $228,900	$756,295 (+3.59%)
2024	$7,463.00 (+3.24%)	$636,800 (+10.9%) Land $419,400 Building $217,400	$730,075
2023	$7,229.00	$574,200 Land $378,200 Building $196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 684 Haverhill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 684 Haverhill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Haverhill St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures