684 Fair Spring Dr, Charleston, SC 29414 Property Records

Charleston County property record for 684 Fair Spring Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,293 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (May 2015)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`358-14-00-106`

Property Details

APN / Parcel Number

Primary APN	`358-14-00-106`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,293 sqft Living Area
1st Floor Area	1,703 sqft
Upper Floors Area	590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Terrain	High
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	503 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	684 FAIR SPRING DR
City	CHARLESTON
State	SC
Zip	29414-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SCHIEVELING PLANTATION DESCRIPTION -LOT 71 PHASE V AND VI
Legal Subdivision	SCHIEVELING PLANTATION
Legal Phase	5
Legal Lot Number	71
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3001
Census Tract	5701

Owner

684 Fair Spring Dr is owned and occupied by two individuals who bought it in May 2015.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	684 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Aug 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2015 · Amount on File
Deed Sale	May 11, 2015 · Amount on File
Prior Sale	Dec 14, 2005 · Amount on File
Deed Book / Page	474 / 839
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	684 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0929/0631
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	684 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	0929/0631
Date	Oct 27, 2020
Book Page	000929/000631

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	684 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0685/0777
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	0685/0777
Date	Dec 13, 2017
Book Page	000685/000777

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	684 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0665/0871
Book / Page	000665 / 000871
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	684 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	0665/0871
Date	Sep 15, 2017
Book Page	000665/000871

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 684 Fair Spring Dr was $2,214, up 13% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,214.00 (+13.02%)	$421,475 (+2,775%) Land $82,570 Building $338,905	$578,600 Land $121,900 Building $456,700
2024	$1,959.00	$14,660
2022	$1,816.00	$14,660	$366,500 Land $71,800 Building $294,700
2020			$366,500 Land $71,800 Building $294,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 684 Fair Spring Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	10 (2015–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 684 Fair Spring Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 81% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: WOW Internet, Cable & Phone.

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