684 Elyria Ave, Amherst, OH 44001 Property Records

Lorain County property record for 684 Elyria Ave, Amherst, OH 44001

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,133 sqft · built 1908
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on File
Tax Bill$1,622 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-00-025-104-012

Property Details

APN / Parcel Number

Primary APN05-00-025-104-012

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,133 sqft Living Area
1st Floor Area1,099 sqft
2nd Floor Area1,034 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Lot Area16,117 sqft (0.369 acres)
Lot Dimensions225 ft deep x 90 ft wide
Garage TypeDetached
Garage Area180 sqft
PorchOpen Porch
Porch Area166 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address684 ELYRIA AVE
CityAMHERST
StateOH
Zip44001-2324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90 X 225
Legal SubdivisionISAAC SHAPES ADD
Legal Block104
Legal Lot Number25
JurisdictionLORAIN OH
Township / Civil DivisionAMHERST
Census Block Group1
Census Block1007
Census Tract50301

Owner

684 Elyria Ave is owned and occupied by an individual who acquired it in September 2024.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address684 ELYRIA AVE, AMHERST, OH 44001-2324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 27, 2024
Transfer Doc0000027844
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address684 ELYRIA AVE, AMHERST, OH 44001-2324
Document Number0000725652
Instrument DateJul 10, 2019
Transaction TypeMortgage
Record UpdatedAug 22, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address684 ELYRIA AVE AMHERST OH 440012324, AMHERST, OH 44001-2324

Mortgage

Document Number0000725652
DateAug 12, 2019
Instrument725652
Lender
NameNORTHWEST BK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 11, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 684 Elyria Ave was $1,622.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
MunicipalityAmherst City
CountyLorain County
Unified School DistrictAmherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,622.00$37,650 (-0.02%) Land $11,060 Building $26,590$107,590 (-) Land $31,610 Building $75,980
2024$1,622.00 (-12.75%)$37,657 (-2.66%) Land $11,064 Building $26,593$107,590 (-2.66%) Land $31,610 Building $75,980
2023$1,859.00 (+4.26%)$38,686 (-0.01%) Land $7,728 Building $30,958$110,530 Land $22,080 Building $88,450
2022$1,783.00$38,690 Land $7,730 Building $30,960
2021$110,530 Land $22,080 Building $88,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 684 Elyria Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 684 Elyria Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMHERST CITY PWS
serves 11,797 people · EPA ID OH4700003
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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