Yates County and Barrington Town property record for 684 E Lake Rd, Penn Yan, NY 14527
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,504 sqft · built 2022 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,057 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0210-000 |
| Primary APN | 0210-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 53 ft deep x 85.5 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 478 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0210-000 |
|---|---|
| Street Address | 684 E LAKE RD |
| City | PENN YAN |
| State | NY |
| Zip | 14527-9421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | YATES NY |
| Township / Civil Division | BARRINGTON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 150502 |
684 E Lake Rd is owner-occupied and held in a trust since December 2025.
Source: Yates County and Barrington Town records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4513 OVERCUP CT, FAIRFAX, VA 22032-3602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2025 | Intrafamily Transfer, Transfer |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE LYONS NATIONAL BANK |
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THE LYONS NATIONAL BANK |
| May 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THE LYONS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 3, 2025 |
| Transfer Doc | 0202519111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YATES NY |
| Recording Date | Dec 9, 2025 |
| Property Address | 684 E LAKE RD, PENN YAN, NY 14527-9421 |
| Document Number | 0202519111 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2025-19111 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4513 OVERCUP CT, FAIRFAX, VA 22032-3602 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 684 E LAKE RD, PENN YAN, NY 14527-9421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020214296 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-4296 |
| Name | THE LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GENEVA, NY 14456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 367 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 684 E LAKE RD, PENN YAN, NY 14527-9421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020214297 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-4297 |
| Name | THE LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GENEVA, NY 14456 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 684 E LAKE RD, PENN YAN, NY 14527-9421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4513 OVERSUP COURT, FAIRFAX, VA 22032-3602 |
| Document Number | 0020228790 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022-8790 |
| Name | THE LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LYONS, NY 14489 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate | 4.37% |
|---|
The 2026 property tax bill for 684 E Lake Rd was $11,057 with a veteran's exemption, up 2.6% from the year before.
Source: Yates County and Barrington Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Barrington Town |
| Unified School District | Penn Yan Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,057.00 (+2.56%) Veteran's exemption | ||
| 2025 | $10,781.00 (-10.62%) | $725,000 (-) Land $293,200 Building $431,800 | $788,043 (+8.7%) Land $318,695 Building $469,348 |
| 2024 | $12,062.00 | $725,000 (+23.09%) Land $293,200 Building $431,800 | $725,000 (+10.78%) Land $293,200 Building $431,800 |
| 2023 | $589,000 Land $293,200 Building $295,800 | $654,444 Land $325,778 Building $328,666 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 684 E Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 5 (2014–2026) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 684 E Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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