Lake County property record for 684 Dunham Rd, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,994 sqft · built 1989 |
| Lot Size | 0.062 acres (2,688 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $228,000 (Aug 2018) |
| Tax Bill | $8,018 (2024) |
| Deeds & Mortgages | Aug 2018 Transfer Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-27-106-016 |
| Primary APN | 07-27-106-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| Gross Area | 3,723 sqft |
| 1st Floor Area | 1,329 sqft |
| 2nd Floor Area | 665 sqft |
| Upper Floors Area | 797 sqft |
| Basement Area | 1,329 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,688 sqft (0.062 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 684 DUNHAM RD |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-3828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE AT HEATHERRIDGE NEIGHBORHOOD TWO,PHASE FIVE; LOT4 7 |
| Legal Subdivision | CAMBRIDGE AT HEATHERRIDGE NEIGHBORHOOD T |
| Legal Phase | F |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 861603 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 785 PLANTATION DR, TITUSVILLE, FL 32780-2580 |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Aug 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 10, 2018 | Warranty Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | Sep 28, 2015 · Amount on Record |
| Deed Document Number | 20187505118 |
| Last Transfer Date | Aug 22, 2018 |
| Transfer Doc | 0007509248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 29, 2018 |
| Property Address | 684 DUNHAM RD, GURNEE, IL 60031-3828 |
| Document Number | 0007509248 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 7509248 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 684 DUNHAM RD GURNEE IL 600313828, GURNEE, IL 60031-3828 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 10, 2018 |
| Property Address | 684 DUNHAM RD, GURNEE, IL 60031-3828 |
| Document Number | 0007505118 |
| Map Reference | DOC2621621 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 7505118 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 684 DUNHAM RD, GURNEE, IL 60031-3828 |
| Document Number | 0007505119 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 7505119 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9.6% |
| Index | 1-Year LIBOR |
| Max Rate | 9.6% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,313 (+26.65%) Land $15,850 Building $85,463 | $303,970 (+26.65%) Land $47,555 Building $256,415 | |
| 2024 | $8,018.00 (+6.17%) | ||
| 2023 | $7,552.00 (+8.72%) | $79,992 (+3.23%) Land $12,515 Building $67,477 | $240,000 (+3.23%) Land $37,549 Building $202,451 |
| 2022 | $6,946.00 | $77,486 Land $12,517 Building $64,969 | $232,481 Land $37,555 Building $194,926 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2017) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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