Warren County property record for 684 Darby Dr, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,590 sqft · built 2002 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,000 (Apr 2013) |
| Tax Bill | $3,088 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26/F/1/4/D |
| Primary APN | 26/F/1/4/D |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,590 sqft Living Area |
| Gross Area | 4,567 sqft |
| 1st Floor Area | 899 sqft |
| Basement Area | 899 sqft |
| Unfinished Basement | 899 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 222,592 sqft (5.11 acres) |
| Terrain | Rolling |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 456 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 26500 |
|---|---|
| Old Parcel Number | 26F 1 4D |
| Street Address | 684 DARBY DR |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-6607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L 4D LOBLOLLY ESTS RESUB LOT 4 |
| Legal Subdivision | LOBLOLLY ESTS |
| Legal Lot Number | 4 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | FORK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20300 |
684 Darby Dr is owned and occupied by two individuals who bought it in April 2013.
Source: Warren County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 684 DARBY DR, FRONT ROYAL, VA 22630-6607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 28, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2013 · Amount on File |
| Deed Sale | Apr 17, 2013 · Amount on File |
| Prior Sale | Jan 24, 2013 · Amount on File |
| Deed Document Number | 20132575 |
| Prior Transfer Date | Apr 2, 2010 |
| Prior Transfer Doc | 0000001777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 684 DARBY DR, FRONT ROYAL, VA 22630-6607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 684 DARBY DR, FRONT ROYAL, VA 22630-6607 |
| Document Number | 0220004042 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 220004042 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 10, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 684 DARBY DR, FRONT ROYAL, VA 22630-6607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220002013 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 220002013 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
The 2026 property tax bill for 684 Darby Dr was $3,088, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,088.00 (+18.77%) | $542,800 (-) Land $92,600 Building $450,200 | |
| 2025 | $2,600.00 (-45.31%) | $542,800 (+14.18%) Land $92,600 Building $450,200 | $542,800 (+14.18%) Land $92,600 Building $450,200 |
| 2024 | $4,754.00 | $475,400 (-) Land $82,600 Building $392,800 | $475,400 (-) Land $82,600 Building $392,800 |
| 2023 | $475,400 Land $82,600 Building $392,800 | $475,400 Land $82,600 Building $392,800 | |
| 2022 | $4,754.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 684 Darby Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 15 (1985–2003) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 684 Darby Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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