684 Chestnut Dr, Thomson, GA 30824 Property Records

McDuffie County property record for 684 Chestnut Dr, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,208 sqft · built 1978
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$135,500 (Jul 2004)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0T030 00000 108 000`

Property Details

APN / Parcel Number

Primary APN	`0T030 00000 108 000`
Alternative APN	`9181`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,208 sqft Heated Area
1st Floor Area	1,276 sqft
2nd Floor Area	704 sqft
Upper Floors Area	638 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Patio Area	120 sqft
Storage Building	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9181
Street Address	684 CHESTNUT DR
City	THOMSON
State	GA
Zip	30824-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1R
Legal Description	684 CHESTNUT DR
Legal Subdivision	HICKORY HILL
Legal Block	M
Legal Lot Number	2
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2000
Census Tract	950300

Owner

684 Chestnut Dr is owned and occupied by two individuals who bought it in July 2004.

Source: McDuffie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	684 CHESTNUT DR, THOMSON, GA 30824-1819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2004 · Amount on File
Deed Sale	Jul 23, 2004 · Amount on File
Prior Sale	Jul 1, 2002 · Amount on File
Deed Book / Page	386 / 343
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	684 CHESTNUT DR, THOMSON, GA 30824-1819
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000658/459
Date	Sep 22, 2017
Book Page	658/459

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	684 CHESTNUT DR, THOMSON, GA 30824-1819
Transaction Type	Mortgage
Record Updated	Nov 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0000658459
Date	Sep 22, 2017
Book Page	658/459

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 684 Chestnut Dr was $2,711 with exemptions applied, up 2.1% from the year before.

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Municipality	Thomson City
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,759 (-3.68%) Land $8,868 Building $95,891	$261,898 (-3.68%) Land $22,171 Building $239,727
2025	$2,711.00 (+2.15%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$108,764 (+5.14%) Land $8,652 Building $100,112	$271,910 (+5.14%) Land $21,630 Building $250,280
2024	$2,654.00 (+31.13%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$103,450 (+4.31%) Land $8,400 Building $95,050	$258,625 (+4.31%) Land $21,000 Building $237,625
2023	$2,024.00 (+20.05%) Homeowner's exemption	$99,173 (+44.73%) Land $8,000 Building $91,173	$247,932 (+44.73%) Land $20,000 Building $227,932
2022	$1,686.00 Homeowner's exemption	$68,521 Land $8,000 Building $60,521	$171,303 Land $20,000 Building $151,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 684 Chestnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 684 Chestnut Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people · EPA ID GA1890001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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