684 Biscayne Ct, Berthoud, CO 80513 Property Records

Larimer County property record for 684 Biscayne Ct, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,222 sqft · built 2016
Lot Size	0.175 acres (7,658 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Apr 2025)
Tax Bill	$6,714 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94234-13-002`

Property Details

APN / Parcel Number

Primary APN	`94234-13-002`
Alternative APN	`R1659760`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Basement Area	932 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2016
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,658 sqft (0.175 acres)
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1659760
Street Address	684 BISCAYNE CT
City	BERTHOUD
State	CO
Zip	80513-1477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLOCK 8, HERITAGE RIDGE SUB, BER (20150087953)
Legal Quarter	SE
Legal Subdivision	HERITAGE RIDGE SUB
Legal Block	8
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4034
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	684 BISCAYNE CT, BERTHOUD, CO 80513-1477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 22, 2019	Loan Modification, Mortgage INDEPENDENT BK
Aug 10, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 17, 2017	Grant Deed, Transfer UNIFIED TITLE COMPANY/NTHRN COLORAD, UNIFIED TITLE CO/NTHRN COLORAD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	20250013964
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	684 BISCAYNE CT, BERTHOUD, CO 80513-1477
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024805
Date	Mar 11, 2021
Instrument	20210024805

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	684 BISCAYNE CT, BERTHOUD, CO 80513-1477
Document Number	0000009044
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N WAHSATCH AVE #201 COLORADO SPRINGS CO 809033475, 201, COLORADO SPRINGS, CO 80903-3475

Mortgage

Document Number	0000009044
Date	Feb 25, 2019
Instrument	9044

Lender

Name	INDEPENDENT BK
Type	Bank
Address	DENVER, CO 80217

Agreement

Term	12 Months
Due	Feb 24, 2020

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 10, 2018
Property Address	684 BISCAYNE CT, BERTHOUD, CO 80513-1477
Document Number	0000049141
Instrument Date	Aug 8, 2018
Instrument	20180049141
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	684 BISCAYNE CT, BERTHOUD, CO 80513-1477

Mortgage

Document Number	0000049142
Date	Aug 10, 2018
Instrument	20180049142

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 17, 2017
Property Address	684 BISCAYNE CT, BERTHOUD, CO 80513-1477
Document Number	0000017535
Instrument Date	Mar 17, 2017
Instrument	17535
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	UNIFIED TITLE COMPANY/NTHRN COLORAD, UNIFIED TITLE CO/NTHRN COLORAD

Transaction

Amount	Amount Recorded
Tax	$41.18
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1007 BURGER DR BERTHOUD CO 805138400, BERTHOUD, CO 80513-8400

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,714.00 (+4.84%)	$37,412 (-8.38%) Land $10,056 Building $27,356	$598,600 (-1.79%) Land $160,900 Building $437,700
2023	$6,404.00 (+22.96%)	$40,836 (+31.39%) Land $10,780 Building $30,056	$609,500 (+36.29%) Land $160,900 Building $448,600
2022	$5,208.00	$31,081 Land $7,993 Building $23,088	$447,200 Land $115,000 Building $332,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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