6839 Merwin Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 6839 Merwin Ave, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,185 sqft · built 1940
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Apr 2018)
Tax Bill$3,367 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Sep 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN037-0005-0055-00

Property Details

APN / Parcel Number

Primary APN037-0005-0055-00
Alternative APN
  • 0088880

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,185 sqft Living Area
Gross Area1,986 sqft
1st Floor Area801 sqft
AtticAttic
Attic Area384 sqft
Basement Area801 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions110 ft deep x 35 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address6839 MERWIN AVE
CityCINCINNATI
StateOH
Zip45227-3217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal DescriptionLENOX AVE 35 X 110 LOT 210 MADISON PL
Legal SubdivisionMADISON PLACE
Legal Lot Number210
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2011
Census Tract5600

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6839 MERWIN AVE, CINCINNATI, OH 45227-3217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2023Deed of Trust, Mortgage · Closed-End Mortgage
NORTH SIDE BANK & TRUST COMPANY
Sep 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Apr 16, 2018Warranty Deed, Transfer
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2018 · Amount on Record
Deed SaleApr 16, 2018 · Amount on Record
Prior SaleSep 26, 2008
Deed Document Number201831054
Prior Transfer DateSep 15, 2008
Prior Transfer Doc0000000314
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6839 MERWIN AVE, CINCINNATI, OH 45227-3217
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6839 MERWIN AVE, CINCINNATI, OH 45227-3217

Mortgage

Document Number0000009364
DateFeb 7, 2023
Book Page14848/1244
Instrument2023-0009364
Lender
NameNORTH SIDE BANK & TRUST COMPANY
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term59 Months
DueJan 27, 2028

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6839 MERWIN AVE, CINCINNATI, OH 45227-3217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085471
DateSep 19, 2017
Instrument17-0085471
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6839 MERWIN AVE, CINCINNATI, OH 45227-3217
Document Number0000029965
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6839 MERWIN AVE CINCINNATI OH 452273217, CINCINNATI, OH 45227-3217

Mortgage

Document Number0000029965
DateMar 30, 2020
Book Page014135/001399
Instrument29965
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 29, 2040

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6839 MERWIN AVE, CINCINNATI, OH 45227-3217
Document Number0000036655
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6839 MERWIN AVE CINCINNATI OH 452273217, CINCINNATI, OH 45227-3217

Mortgage

Document Number0000036655
DateApr 20, 2020
Book Page014150/002074
Instrument36655
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 19, 2040

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 16, 2018
Property Address6839 MERWIN AVE, CINCINNATI, OH 45227-3217
Document Number0000001054
Map ReferenceMB 19 PG 2&3
Instrument DateApr 9, 2018
Instrument18-0031054
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6839 MERWIN AVE, CINCINNATI, OH 45227-3217

Mortgage

Document Number0000001055
DateApr 16, 2018
Instrument18-0031055
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term241 Months
DueMay 1, 2038

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,367.00 (+3.16%)$54,621 (-) Land $10,710 Building $43,911$156,060 (-) Land $30,600 Building $125,460
2024$3,264.00 (-2.22%)$54,621 (-) Land $10,710 Building $43,911
2023$3,338.00$54,621 (+11.47%) Land $10,710 Building $43,911$156,060 (+11.47%) Land $30,600 Building $125,460
2022$3,338.00 Homeowner's exemption$49,001 Land $5,282 Building $43,719
2020$140,000 Land $15,090 Building $124,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1990–2001)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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