6838 Sundrop St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6838 Sundrop St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,150 sqft · built 2013
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on Record
Last Sale	$247,400 (Oct 2016)
Tax Bill	$6,047 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2989-0001-103G`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2989-0001-103G`
Alternative APNs	`26323029890001103G` `156636`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,150 sqft Living Area
Gross Area	3,035 sqft
1st Floor Area	1,348 sqft
Upper Floors Area	802 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	112 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6838 SUNDROP ST
City	HARMONY
State	FL
Zip	34773-6075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 103G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS G H F
Legal Tract	2989
Legal Block	103G
Legal Lot Number	103G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2203
Census Tract	43801

Owner

Source: Osceola County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6838 SUNDROP ST, HARMONY, FL 34773-6075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust · Line of Credit LAKEVIEW LOAN SERVICING
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 14, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 12, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2016 · Amount on Record
Deed Sale	Oct 13, 2016 · Amount on Record
Prior Sale	Oct 4, 2013 · Amount on Record
Deed Document Number	2016153944
Deed Book / Page	5038 / 2945
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Apr 13, 2026
Property Address	6838 SUNDROP ST, HARMONY, FL 34773-6075
Document Number	0000048591
Book / Page	6954 / 486
Instrument Date	Mar 31, 2026
Instrument	202648591
Record Updated	Apr 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6838 SUNDROP ST, HARMONY, FL 34773-6075

Mortgage

Document Number	0000048591,
Date	Apr 13, 2026
Book Page	6954/486
Instrument	202648591

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2046

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Apr 13, 2026
Property Address	6838 SUNDROP ST, HARMONY, FL 34773-6075
Document Number	0069540486
Book / Page	6954 / 486
Instrument Date	Mar 31, 2026
Instrument	202648591
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6838 SUNDROP ST, HARMONY, FL 34773-6075

Mortgage

Document Number	0000048591,
Date	Apr 13, 2026
Book Page	6954/486
Instrument	202648591

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2046

Interest

Rate	6%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6838 SUNDROP ST, HARMONY, FL 34773-6075
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6838 SUNDROP ST, HARMONY, FL 34773-6075

Mortgage

Document Number	0068760262
Date	Nov 5, 2025
Book Page	6876/262
Instrument	2025136996

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6838 SUNDROP ST, HARMONY, FL 34773-6075
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6838 SUNDROP ST, HARMONY, FL 34773-6075

Mortgage

Document Number	0061532943
Date	Feb 18, 2022
Book Page	6153/2943
Instrument	2022027399

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6838 SUNDROP ST, HARMONY, FL 34773-6075
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6838 SUNDROP ST, HARMONY, FL 34773-6075

Mortgage

Document Number	0060422556
Date	Sep 14, 2021
Book Page	6042/2556
Instrument	2021142386

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	6838 SUNDROP ST, HARMONY, FL 34773-6075
Document Number	0056060889
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6838 SUNDROP ST HARMONY FL 347736075, HARMONY, FL 34773-6075

Mortgage

Document Number	0056060889
Date	Oct 15, 2019
Book Page	005606/000889
Instrument	133255

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,047.00 (+3.81%) Homeowner's exemption	$239,541 (+5.99%)	$331,300 (-1.66%) Land $65,000 Building $266,300
2024	$5,825.00 (+2.03%)
2023	$5,709.00 (+5.76%) Homeowner's exemption	$226,011 (+3%)	$336,900 (+13.09%) Land $65,000 Building $271,900
2022	$5,398.00 Homeowner's exemption	$219,429	$297,900 Land $60,000 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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