Lincoln County property record for 6838 Lowesville Ln, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,987 sqft · built 1994 |
| Lot Size | 0.724 acres (31,537 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jul 2022) |
| Tax Bill | $2,658 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-32-5655 |
| Primary APN | 4601-32-5655 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,987 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 31,537 sqft (0.724 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 291643 |
|---|---|
| Street Address | 6838 LOWESVILLE LN |
| City | STANLEY |
| State | NC |
| Zip | 28164-7778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | LOWESVILLE SUB 58/3 |
| Legal Subdivision | LOWESVILLE |
| Legal Block | 3 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 71102 |
6838 Lowesville Ln is owned and occupied by two individuals who bought it in July 2022.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6838 LOWESVILLE LN, STANLEY, NC 28164-7778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Jul 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on File |
| Deed Sale | Jul 13, 2022 · Amount on File |
| Prior Sale | Aug 26, 2016 · Amount on File |
| Deed Document Number | 2022654930 |
| Deed Book / Page | 3180 / 308 |
| Prior Transfer Date | Feb 8, 2016 |
| Prior Transfer Doc | 25680316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 5, 2026 |
| Property Address | 6838 LOWESVILLE LN, STANLEY, NC 28164-7778 |
| Document Number | 0000710616 |
| Book / Page | 3509 / 847 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026710616 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 6838 LOWESVILLE LN, STANLEY, NC 28164-7778 |
| Document Number | 0000710616, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 3509/847 |
| Instrument | 2026710616 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 13, 2022 |
| Property Address | 6838 LOWESVILLE LN, STANLEY, NC 28164-7778 |
| Document Number | 0003180308 |
| Book / Page | 3180 / 308 |
| Map Reference | MB F PG 307 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 654930 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2313 MARIPOSA RD, 2313, STANLEY, NC 28164-6707 |
| Name | Verified Name |
|---|
| Document Number | 0000654931 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 654931 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 6838 Lowesville Ln was $2,658.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,658.00 | $416,938 (-) Land $50,000 Building $366,938 | $416,938 (-) Land $50,000 Building $366,938 |
| 2025 | $2,658.00 | $416,938 Land $50,000 Building $366,938 | $416,938 Land $50,000 Building $366,938 |
| 2023 | $2,627.00 | $416,938 Land $50,000 Building $366,938 | $416,938 Land $50,000 Building $366,938 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6838 Lowesville Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6838 Lowesville Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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