6838 Cooley Rd, Fruitport, MI 49415 Property Records

Muskegon County property record for 6838 Cooley Rd, Fruitport, MI 49415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2004
Lot Size	4.87 acres (212,137 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Nov 2018)
Tax Bill	$4,044 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15032200001100`

Property Details

APN / Parcel Number

Primary APN	`15032200001100`
Alternative APN	`61-15-032-200-0011-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	212,137 sqft (4.87 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6838 COOLEY RD
City	FRUITPORT
State	MI
Zip	49415-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	FRUITPORT CHARTER TOWNSHIP SEC 32 T9N R15W N 1/2 OF S 1/2 OF N 1/2 OF SW 1/4 OF NE 1/4 5 AC
Legal Range	15W
Legal Township	9N
Legal Section	32
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	2
Census Block	2036
Census Tract	2800

Owner

6838 Cooley Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6838 COOLEY RD, FRUITPORT, MI 49415-9624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 2, 2018	Fiduciary Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Deed Document Number	20185637012
Deed Book / Page	4171 / 263
Prior Transfer Date	Mar 3, 2010
Prior Transfer Doc	0005341237
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	6838 COOLEY RD, FRUITPORT, MI 49415-9624
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	UNKNOWN, ENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6838 COOLEY RD, FRUITPORT, MI 49415-9624
Investor	Possibly a Property Investor

Mortgage

Document Number	004400/587
Date	Oct 31, 2025
Book Page	4400/587
Instrument	5866118

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	6838 COOLEY RD, FRUITPORT, MI 49415-9624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005705121
Date	Nov 13, 2020
Book Page	4239/438
Instrument	5705121

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

November 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MUSKEGON MI
Recording Date	Nov 2, 2018
Property Address	6838 COOLEY RD, FRUITPORT, MI 49415-9624
Document Number	4171/263
Book / Page	4171 / 263
Instrument Date	Oct 26, 2018
Instrument	5637012
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	880 JEFFERSON ST, 880, MUSKEGON, MI 49440-1245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7138 DUCK LK, HOLTON, MI 49425
Investor	Possibly a Property Investor

Mortgage

Document Number	5637013
Date	Nov 2, 2018
Instrument	5637013

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6838 Cooley Rd was $4,044 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,600 (+7.66%)	$371,200 (+7.66%)
2025	$4,044.00 Homeowner's exemption	$172,400	$344,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6838 Cooley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6838 Cooley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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