Martin County property record for 6837 SW Garnett Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,906 sqft · built 1979 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $380,000 (Oct 2005) |
| Tax Bill | $3,283 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 55-38-41-007-000-0038.0-1-0000 |
| Primary APN | 55-38-41-007-000-0038.0-1-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,906 sqft Living Area |
| Gross Area | 2,690 sqft |
| 1st Floor Area | 1,906 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,115 sqft (0.347 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 576 sqft |
| Porch | Enclosed Concrete/Masonry Porch |
| Porch Area | 305 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44417 |
|---|---|
| Street Address | 6837 SW GARNETT DR |
| City | STUART |
| State | FL |
| Zip | 34997-6222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | HARBOR ESTATES SEC 3 LOT 38 A (N1/2 OF LOT 38) & 1/2 OF CANAL C ADJ |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | HARBOR ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1103 |
6837 SW Garnett Dr is owner-occupied and held in a trust since October 2005.
Source: Martin County records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6837 SW GARNETT DR, STUART, FL 34997-6222 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Nov 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 31, 2021 | Warranty Deed, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2005 · Amount on File |
| Deed Sale | Oct 12, 2005 · Amount on File |
| Prior Sale | Apr 24, 2002 · Amount on File |
| Deed Document Number | 20051881565 |
| Deed Book / Page | 2072 / 437 |
| Prior Transfer Date | Sep 16, 2005 |
| Prior Transfer Doc | 0020632758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Sep 29, 2026 |
| Property Address | 6837 SW GARNETT DR, STUART, FL 34997-6222 |
| Document Number | 0003207079 |
| Book / Page | 3592 / 2762 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20263207079 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 6837 SW GARNETT DR, STUART, FL 34997-6222 |
| Investor | Possibly a Property Investor |
| Document Number | 0003207079, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 3592/2762 |
| Instrument | 20263207079 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 6837 SW GARNETT DR, STUART, FL 34997-6222 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0030242507 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 03024/2507 |
| Instrument | 2723638 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 31, 2021 |
| Property Address | 6837 SW GARNETT DR, STUART, FL 34997-6222 |
| Document Number | 0032530027 |
| Book / Page | 3253 / 27 |
| Map Reference | MB 3 PG 65 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2911390 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6837 SW GARNETT DR, 6837, STUART, FL 34997-6222 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6837 SW GARNETT DR, STUART, FL 34997-6222 |
The 2025 property tax bill for 6837 SW Garnett Dr was $3,283 with a homeowner's exemption, up 23.4% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,283.00 (+23.42%) Homeowner's exemption | $181,092 | $425,860 Land $250,000 Building $175,860 |
| 2024 | $2,660.00 (+2.74%) | ||
| 2023 | $2,589.00 (+4.1%) Additional exemption filed | $170,864 (+3%) | $397,250 (+18.46%) Land $240,000 Building $157,250 |
| 2022 | $2,487.00 Homeowner's exemption | $165,888 | $335,350 Land $190,400 Building $144,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6837 SW Garnett Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6837 SW Garnett Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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