6832 Valhalla Way, Windermere, FL 34786 Property Records

Orange County property record for 6832 Valhalla Way, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,095 sqft · built 2007
Lot Size	0.458 acres (19,960 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (May 2020)
Tax Bill	$20,449 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-23-28-4076-05-660`

Property Details

APN / Parcel Number

Primary APN	`20-23-28-4076-05-660`
Alternative APNs	`282320407605660` `285201` `290050` `294217`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,095 sqft Living Area
Gross Area	7,007 sqft
1st Floor Area	4,197 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	19,960 sqft (0.458 acres)
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	866 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6832 VALHALLA WAY
City	WINDERMERE
State	FL
Zip	34786-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	KEENES POINTE UNIT 3 46/104 LOT 566
Legal Range	28E
Legal Township	23S
Legal Section	20
Legal Subdivision	KEENES POINTE UT 3
Legal Tract	4076
Legal Block	5
Legal Lot Number	566
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2001
Census Tract	17108

Owner

6832 Valhalla Way is owned and occupied by two individuals who bought it in May 2020.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6832 VALHALLA WAY, WINDERMERE, FL 34786-5626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 31, 2018	Deed of Trust, Mortgage · SBA Mortgage UNITED MIDWEST SAVINGS BANK
Aug 31, 2018	Deed of Trust, Mortgage · SBA Mortgage UNITED MIDWEST SAVINGS BANK
Mar 12, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED MIDWEST SAVINGS BANK
Jul 19, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED MIDWEST SAVINGS BANK NA
May 4, 2020	Warranty Deed, Transfer BANK OF AMERICA
Jun 19, 2018	Warranty Deed, Transfer EXPRESS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	2020265692
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6832 VALHALLA WAY, WINDERMERE, FL 34786-5626
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6832 VALHALLA WAY, WINDERMERE, FL 34786-5626

Mortgage

Document Number	0000110230
Date	Feb 17, 2022
Instrument	20220110230

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6832 VALHALLA WAY, WINDERMERE, FL 34786-5626
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000520375
Date	Aug 31, 2018
Instrument	20180520375

Lender

Name	UNITED MIDWEST SAVINGS BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 24, 2028

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6832 VALHALLA WAY, WINDERMERE, FL 34786-5626
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000519392
Date	Aug 31, 2018
Instrument	20180519392

Lender

Name	UNITED MIDWEST SAVINGS BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 24, 2043

Interest

Rate	2.75%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6832 VALHALLA WAY, WINDERMERE, FL 34786-5626
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145359
Date	Mar 12, 2019
Instrument	20190145359

Lender

Name	UNITED MIDWEST SAVINGS BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	117 Months
Due	Dec 28, 2028

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6832 VALHALLA WAY, WINDERMERE, FL 34786-5626
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444815
Date	Jul 19, 2019
Instrument	20190444815

Lender

Name	UNITED MIDWEST SAVINGS BANK NA
Type	Non-Lending Institution
Address	COLUMBUS, OH 43229

Agreement

Type	SBA Mortgage
Amount	Amount on Record

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 4, 2020
Property Address	6832 VALHALLA WAY, WINDERMERE, FL 34786-5626
Document Number	0000265692
Instrument Date	Apr 29, 2020
Instrument	265692
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6832 VALHALLA WAY WINDERMERE FL 347865626, WINDERMERE, FL 34786-5626

Mortgage

Document Number	265693
Date	May 4, 2020
Instrument	265693

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 19, 2018
Property Address	6832 VALHALLA WAY, WINDERMERE, FL 34786-5626
Document Number	0000359549
Instrument Date	May 11, 2018
Instrument	359549
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	EXPRESS TITLE

Transaction

Amount	Amount on Record
Tax	$6,314.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6832 VALHALLA WAY WINDERMERE FL 347865626, WINDERMERE, FL 34786-5626

Tax Assessment & Valuation

The 2025 property tax bill for 6832 Valhalla Way was $20,449, up 3.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,298,027 (+2.7%)	$2,002,760 (-1.25%) Land $375,000 Building $1,627,760
2025	$20,449.00 (+3.33%) Homeowner's exemption	$1,263,902	$2,028,160 Land $375,000 Building $1,653,160
2024	$19,790.00 (+7.22%)
2023	$18,458.00 (+2.96%) Homeowner's exemption	$1,192,507 (+3%)	$1,836,252 (+41.5%) Land $375,000 Building $1,461,252
2022	$17,927.00 Homeowner's exemption	$1,157,774	$1,297,693 Land $275,000 Building $1,022,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6832 Valhalla Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	6 (2016–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6832 Valhalla Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Valhalla Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures