6832 Thomas St, Horace, ND 58047 Property Records

Cass County property record for 6832 Thomas St, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,083 sqft · built 2024
Lot Size	0.117 acres (5,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,310 (Aug 2024)
Tax Bill	$7,985 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`15-1115-00790-000`

Property Details

APN / Parcel Number

Primary APN	`15-1115-00790-000`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	1,083 sqft Living Area
Basement Area	975 sqft
Unfinished Basement	975 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Split Foyer
Lot Area	5,140 sqft
Garage Type	Attached
Garage Area	460 sqft

Location & Zoning

Street Address	6832 THOMAS ST
City	HORACE
State	ND
Zip	58047-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5 BLOCK: 6 ADDITION: SOUTHDALE FARMS 3RD ADDITION ADDITIONAL: SOUTHDALE FARMS 3RD ADDN LT 5 BLK 6 **4-9-21 PLATTED/SPLIT FRM 15-0200-10001-010, 10007-080 & 10007-100 PER PLAT DOC#1628490 FOR 2021
Legal Block	6
Legal Lot Number	5
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2005
Census Tract	40503

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6832 THOMAS ST, HORACE, ND 58047-9588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP
Aug 30, 2024	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 23, 2024	Warranty Deed, Construction Loan · Construction Mortgage BANK FORWARD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	May 23, 2024 · Amount on Record
Deed Document Number	20241718903
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	6832 THOMAS ST, HORACE, ND 58047-9588
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001656626
Date	Jan 13, 2022
Instrument	1656626

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Jul 3, 2023

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Aug 30, 2024
Property Address	6832 THOMAS ST, HORACE, ND 58047-9588
Document Number	0001718903
Instrument Date	Aug 29, 2024
Instrument	1718903
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	THE TITLE TEAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6832 THOMAS ST, HORACE, ND 58047-9588

Mortgage

Document Number	0001718904
Date	Aug 30, 2024
Instrument	1718904

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Mortgage

Document Number	0001718905
Date	Aug 30, 2024
Instrument	1718905

Lender

Name	NORTH DAKOTA HOUSING FINANCE AGENCY
Type	Government Agency
Address	BISMARCK, ND 58502

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 23, 2024
Property Address	6832 THOMAS ST, HORACE, ND 58047-9588
Document Number	0001711963
Instrument Date	May 22, 2024
Instrument	1711963
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 51ST AVE S STE A, A, FARGO, ND 58104-5009
Investor	Possibly a Property Investor

Mortgage

Document Number	0001712420
Date	May 23, 2024
Instrument	1712420

Lender

Name	BANK FORWARD
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jun 15, 2027

Mortgage

Document Number	0001712422
Date	May 30, 2024
Instrument	1712422

Lender

Name	BANK FORWARD
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2025

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,985.00 (+117.28%)	$170,250 (+1,124.82%) Land $19,900 Building $150,350	$340,500 (+1,124.82%) Land $39,800 Building $300,700
2023	$3,675.00	$13,900 Land $13,900	$27,800 Land $27,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 64% of North Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	1,250 / 250
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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