Hamilton County property record for 6831 Windward St, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,631 sqft · built 1915 |
| Lot Size | 0.123 acres (5,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2025) |
| Tax Bill | $3,982 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0172-0079-00 |
| Primary APN | 520-0172-0079-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,631 sqft Living Area |
| 1st Floor Area | 863 sqft |
| 2nd Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 863 sqft |
| Year Built | Built 1915 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 5,401 sqft (0.123 acres) |
| Lot Dimensions | 147 ft deep x 35 ft wide |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 6831 WINDWARD ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6831 WINDWARD ST 35 X 147.80 IRR LOT 137 MADISON PL SUB |
| Legal Subdivision | MADISON PLACE SUB |
| Legal Lot Number | 137 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 5600 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6831 WINDWARD ST, CINCINNATI, OH 45227-2617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 5, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 4, 2025 | Warranty Deed, Transfer |
| Oct 9, 2020 | Grant Deed, Transfer STOCKTON MTG |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Nov 8, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Prior Sale | May 31, 2019 · Amount on Record |
| Deed Document Number | 0000068200 |
| Deed Book / Page | 15493 / 3025 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6831 WINDWARD ST, CINCINNATI, OH 45227-2617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6831 WINDWARD ST, CINCINNATI, OH 45227-2617 |
| Document Number | 0000093068 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 15552/1561 |
| Instrument | 2025-0093068 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 5, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6831 WINDWARD ST, CINCINNATI, OH 45227-2617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6831 WINDWARD ST, CINCINNATI, OH 45227-2617 |
| Document Number | 0000094901 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 15556/65 |
| Instrument | 2025-0094901 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 5, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 4, 2025 |
| Property Address | 6831 WINDWARD ST, CINCINNATI, OH 45227-2617 |
| Document Number | 0000068200 |
| Book / Page | 15493 / 3025 |
| Map Reference | MB 19 PG 2 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025-0068200 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6831 WINDWARD ST, CINCINNATI, OH 45227-2617 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 9, 2020 |
| Property Address | 6831 WINDWARD ST, CINCINNATI, OH 45227-2617 |
| Document Number | 0000104799 |
| Book / Page | 014271 / 001994 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 104799 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6831 WINDWARD ST CINCINNATI OH 452272617, CINCINNATI, OH 45227-2617 |
| Document Number | 104800 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 014271/001997 |
| Instrument | 104800 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 31, 2019 |
| Property Address | 6831 WINDWARD ST, CINCINNATI, OH 45227-2617 |
| Document Number | 0000042321 |
| Book / Page | 13929 / 02146 |
| Map Reference | MB 19 PG 2&3 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019-0042321 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2800, GLEN ALLEN, VA 23058-2800 |
| Document Number | 0000042322 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019-0042322 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6831 WINDWARD ST, CINCINNATI, OH 45227-2617 |
| Document Number | 0000103966 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6831 WINDWARD ST CINCINNATI OH 452272617, CINCINNATI, OH 45227-2617 |
| Document Number | 0000103966 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 013802/000423 |
| Instrument | 103966 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 26, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Columbia Township |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,982.00 (+2.66%) | $58,079 (-) Land $19,488 Building $38,591 | |
| 2024 | $3,879.00 (-1.95%) | $58,079 (-) Land $19,488 Building $38,591 | |
| 2023 | $3,956.00 (+26.55%) | $58,079 (+52.81%) Land $19,488 Building $38,591 | $165,940 (+52.81%) Land $55,680 Building $110,260 |
| 2022 | $3,126.00 Homeowner's exemption | $38,007 Land $10,042 Building $27,965 | |
| 2020 | $108,590 Land $28,690 Building $79,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1990–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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