6831 State Rd AD, Fulton, MO 65251 Property Records

Callaway County property record for 6831 State Rd AD, Fulton, MO 65251

Property Summary

Property Type	Rural Home
Details	2 ba · 2,396 sqft · built 2008
Lot Size	2.53 acres (110,207 sqft)
Owner	Individual Name on File
Tax Bill	$2,360 (2025)
Deeds & Mortgages	Dec 2020 Refinance Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-01.0-12.0-00-000-003.004`

Property Details

APN / Parcel Number

Primary APN	`18-01.0-12.0-00-000-003.004`
Alternative APN	`1801012000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,396 sqft Living Area
1st Floor Area	2,396 sqft
Basement Area	2,396 sqft
Finished Basement	1,500 sqft

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	110,207 sqft (2.53 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	9 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1801012000000003004
Street Address	6831 STATE ROAD AD
City	FULTON
State	MO
Zip	65251-6856
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW NW SW & PT SW SW NW
Jurisdiction	CALLAWAY MO
Township / Civil Division	ST. AUBERT
Census Block Group	2
Census Block	2016
Census Tract	70602

Owner

6831 State Rd AD, a rural home, is owned and occupied by an individual who acquired it in September 2007.

Source: Callaway County records, as of January 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6831 STATE ROAD AD, FULTON, MO 65251-6856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 12, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2007
Deed Sale	Sep 11, 2007
Deed Document Number	706512
Deed Book / Page	M0411 / 0381
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	6831 STATE ROAD AD, FULTON, MO 65251-6856
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000245/662
Date	Dec 11, 2020
Book Page	245/662
Instrument	202009056

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Jan 1, 2047

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	6831 STATE ROAD AD, FULTON, MO 65251-6856
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000518/727
Date	Mar 12, 2025
Book Page	518/727
Instrument	202501254

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 6831 State Rd AD was $2,360, up 0.1% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	South Callaway County R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,360.00 (+0.13%)	$59,928 (-)	$315,410 (-)
2024	$2,357.00 (+0.04%)	$59,928 (-)	$315,410 (-)
2023	$2,356.00 (+16%)	$59,928 (+16.1%)	$315,410
2022	$2,031.00	$51,618 Land $1,923 Building $49,695
2021			$271,670 Land $10,120 Building $261,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6831 State Rd AD in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6831 State Rd AD is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd AD

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