6831 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6831 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,620 sqft · built 1985
Lot Size	0.448 acres (19,515 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Apr 2013)
Tax Bill	$12,734 (2025)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-38-42-010-000-0010.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-42-010-000-0010.0-2-0000`
Alternative APNs	`08-38-42-010-000-00100-2` `838420100000010020000` `45741`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,620 sqft Living Area
Gross Area	4,506 sqft
1st Floor Area	3,620 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	19,515 sqft (0.448 acres)
Garage Type	Attached
Garage Area	886 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45741
Street Address	6831 SE HARBOR CIR
City	STUART
State	FL
Zip	34996-1970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	SAILFISH POINT PLAT 8 LOT 10
Legal Range	42E
Legal Township	38S
Legal Section	8
Legal Subdivision	SAILFISH POINT
Legal Block	1
Legal Lot Number	10
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1006
Census Tract	100

Owner

6831 SE Harbor Cir is owned and occupied by two individuals who acquired it in February 2026.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6831 SE HARBOR CIR, STUART, FL 34996-1970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2013 · Amount on File
Deed Sale	Apr 15, 2013 · Amount on File
Prior Sale	Jul 1, 1994 · Amount on File
Deed Document Number	20132388761
Deed Book / Page	2643 / 2302
Last Transfer Date	Feb 11, 2026
Transfer Doc	0035502256
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Feb 25, 2026
Property Address	6831 SE HARBOR CIR, STUART, FL 34996-1970
Document Number	0035502256
Book / Page	3550 / 2256
Map Reference	MB 9 PG 27
Instrument Date	Feb 11, 2026
Instrument	3172153
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6831 SE HARBOR CIR, STUART, FL 34996-1970

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6831 SE HARBOR CIR, STUART, FL 34996-1970

Tax Assessment & Valuation

The 2025 property tax bill for 6831 SE Harbor Cir was $12,734, down 0.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,734.00 (-0.92%) Homeowner's exemption	$811,098	$1,831,120 Land $1,200,000 Building $631,120
2024	$12,852.00 (+1.61%)
2023	$12,648.00 (+5.08%) Additional exemption filed	$765,282 (+4.78%)	$1,343,760 (+40.66%) Land $1,050,000 Building $293,760
2022	$12,036.00 Homeowner's exemption	$730,362	$955,310 Land $750,000 Building $205,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6831 SE Harbor Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6831 SE Harbor Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20